<?xml version="1.0" encoding="utf-8"?> <rss version="2.0"> <channel> <title>Bitcoin Today - Bitcoin News Curated and Powered by AI</title> <link>https://www.bitcointoday.app</link> <description>Get daily updates on Bitcoin's price, market trends, analysis, and breaking news curated and powered by AI - all digestible in minutes. Make BitcoinToday.app your one-stop shop for staying informed in the fast-paced world of Bitcoin.</description> <lastBuildDate>Mon, 22 Dec 2025 06:40:52 GMT</lastBuildDate> <docs>https://validator.w3.org/feed/docs/rss2.html</docs> <generator>https://github.com/jpmonette/feed</generator> <language>en</language> <image> <title>Bitcoin Today - Bitcoin News Curated and Powered by AI</title> <url>https://www.bitcointoday.app/images/logo-512.png</url> <link>https://www.bitcointoday.app</link> </image> <copyright>All rights reserved 2024, BitcoinToday.app</copyright> <category>Bitcoin News</category> <item> <title><![CDATA[Tom Lee Clarifies Fundstrat's Bitcoin Forecasts: Are Analysts Contradicting Each Other?]]></title> <link>https://www.bitcointoday.app/article/tom-lee-clarifies-fundstrats-bitcoin-forecasts-are-analysts-contradicting-each-other</link> <guid>tom-lee-clarifies-fundstrats-bitcoin-forecasts-are-analysts-contradicting-each-other</guid> <pubDate>Sun, 21 Dec 2025 08:01:07 GMT</pubDate> <description>< he was a Fundstrat client and argued the debate was misleading. Cassian wrote that the firm’s senior figures operate with **different mandates rather than a single unified forecast**, distinguishing between long-term macro views, portfolio-level risk management and technical analysis. According to the post, Farrell’s comments reflect a **defensive positioning framework focused on drawdown risk, flows and cost bases**, rather than a long-term bearish thesis on bitcoin. Cassian said Farrell had reduced crypto exposure within Fundstrat’s model portfolio as a risk-management decision, while remaining constructive on longer-term adoption trends beyond early 2026. Lee’s role, by contrast, was described as more focused on **macro liquidity cycles and structural shifts in markets**, including the idea that institutional adoption and exchange-traded products are changing bitcoin’s historical four-year cycle dynamics. Technical analyst Mark Newton was also cited as operating independently, with views based strictly on chart structure rather than macro narratives. Lee, who is also the chief investment officer at asset management firm Fundstrat Capital and the executive chairman of BitMine Immersion Technologies (BMNR), appeared to acknowledge that explanation by [responding](https://x.com/fundstrat/status/2002466430890225737?s=20), “Well stated,” to Cassian’s post on X, a move likely to be widely interpreted by market participants as a **tacit agreement with the characterization**. While neither Lee nor Farrell has issued a formal public statement addressing the screenshots directly, Lee’s response suggested that the **differing outlooks are not mutually exclusive**. At the time of writing, bitcoin was trading around **$88,283**, up about 0.5% over the past 24 hours, while the broader crypto market was up by the same amount.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>bitcoin</category> <category>fundstrat</category> <category>tomlee</category> <category>marketforecast</category> <category>cryptoanalysis</category> <enclosure url="https://cdn.sanity.io/images/s3y3vcno/production/e72c4754372ff7db0c915512c9f6956c432a6212-4389x3026.jpg?auto=format&w=960&h=540&crop=focalpoint&fit=clip&q=75&fm=jpg" length="0" type="image/jpg"/> </item> <item> <title><![CDATA[Indiana Lawmaker's Crypto Bill: Why Bitcoin Shouldn't Be the Only Winner in Legislation]]></title> <link>https://www.bitcointoday.app/article/indiana-lawmakers-crypto-bill-why-bitcoin-shouldnt-be-the-only-winner-in-legislation</link> <guid>indiana-lawmakers-crypto-bill-why-bitcoin-shouldnt-be-the-only-winner-in-legislation</guid> <pubDate>Sun, 21 Dec 2025 21:01:08 GMT</pubDate> <description><![CDATA[## Indiana Lawmaker Advocates for Inclusive Crypto Legislation Indiana State Representative Kyle Pierce is pushing for cryptocurrency legislation that doesn't play favorites. In a recent interview, the Republican lawmaker emphasized that his proposed bill is intentionally broad to avoid "choosing winners and losers" in the digital asset space. ### Broad Approach to Crypto Regulation Pierce's legislation, introduced earlier this month, focuses on Indiana's treatment of cryptocurrency with a principle of inclusivity. **"My goal is to promote the cryptocurrency market, not Bitcoin, Ethereum, Tether, or whatever it may be,"** Pierce told Decrypt. Unlike some state-level crypto bills that include market-cap thresholds (like New Hampshire's $500 billion requirement that only Bitcoin currently meets), Pierce's bill doesn't set such limitations. While he acknowledged that not all cryptocurrencies might be suitable for retirement investments, he believes legislation should support the broader ecosystem. ### Key Provisions of the Bill The proposed legislation includes several important components: - **Allowing public retirement and savings programs to invest in cryptocurrency ETFs** - **Establishing protections for crypto users and firms** - **Preventing Indiana from targeting cryptocurrency miners** with negative government actions ### Protecting Crypto Miners Pierce's bill specifically addresses cryptocurrency mining operations, which consume significant energy to secure networks like Bitcoin. **"They will not get special treatment, but we're also making sure you won't be able to pinpoint them and try to focus negative government actions against them,"** he explained. This protection extends to all miners, despite the energy consumption differences between proof-of-work networks like Bitcoin and more energy-efficient proof-of-stake networks like Ethereum. ### Changing Political Landscape The lawmaker noted that the political environment for crypto legislation has improved significantly since President Trump signed the GENIUS Act into law in July. **"I think that there's a lot more trust,"** Pierce said, adding that while he doesn't want to assume his bill will pass, there hasn't been major opposition yet. Pierce has consulted with various industry groups during the bill's development, including the Satoshi Action Fund, which accepts Bitcoin donations and claims to have helped pass crypto policy in eight states. <iframe src="https://decrypt.co/videos/interviews/gdJ2yV4f/the-us-lawmaker-trying-make-crypto-mainstream-in-the-usa" width="560" height="315" frameborder="0" allowfullscreen></iframe> ### Looking Forward As conversations about cryptocurrency continue with constituents, including a miner located just 10 minutes from his district's borders, Pierce remains optimistic about creating legislation that supports the entire digital asset ecosystem rather than favoring specific cryptocurrencies.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>legislation</category> <category>regulation</category> <category>mining</category> <category>etfs</category> <category>policy</category> <enclosure url="https://cdn.decrypt.co/resize/1024/height/512/wp-content/uploads/2025/05/bitcoin-america-decrypt-style-02-gID_7.png" length="0" type="image/png"/> </item> <item> <title><![CDATA[Bitcoin vs. XRP: Which Crypto Is the Smarter Investment in Today's Market?]]></title> <link>https://www.bitcointoday.app/article/bitcoin-vs-xrp-which-crypto-is-the-smarter-investment-in-todays-market</link> <guid>bitcoin-vs-xrp-which-crypto-is-the-smarter-investment-in-todays-market</guid> <pubDate>Sun, 21 Dec 2025 15:01:24 GMT</pubDate> <description>< Image source: Getty Images. ## Bitcoin: The Digital Debasement Trade Bitcoin, the original cryptocurrency created by the unidentified programmer Satoshi Nakamoto, has long led the sector and often served as a bellwether for the industry. Bitcoin continues to operate on the proof-of-work consensus mechanism, which many major networks have moved away from due to the significant amount of energy consumed and the inefficiency of the system in processing transactions. However, this hasn't stopped Bitcoin from leading the pack, largely due to a growing thesis that Bitcoin and its 21 million finite coin supply can serve as a form of **digital gold** and therefore as a hedge against **inflation**. Bitcoin is also benefiting from what's known as the **debasement trade**. Many investors are increasingly concerned that the U.S. government's growing pile of debt, the **fiscal deficit**, and the Federal Reserve's constant printing of money will essentially make the dollar worth significantly less over time, which is why assets like gold have done so well. Now, many still question this thesis because Bitcoin often trades like a tech stock and has struggled since October, while also starting to deviate from gold. The token has fallen by more than 30% from its record high in October. However, Bitcoin has survived so many declines like this in its short life that many investors still have high confidence. Additionally, the **regulatory environment** for crypto has improved markedly under Trump, whether you consider the creation of a U.S. Strategic Bitcoin Reserve, the implementation of Bitcoin-friendly regulators and advisors, and Congressional legislation intended to clear up regulatory gray areas. ## XRP: A Potential Player in International Payments XRP, now the fifth-largest cryptocurrency by **market cap**, has benefited immensely from the new administration. Trump installed new regulatory leaders, particularly at the U.S. Securities and Exchange Commission (SEC), which led the agency to drop a major lawsuit against Ripple, the company behind XRP, as well as its co-founders. XRP operates on a robust technical network capable of processing 1,500 transactions per second (TPS), making it a potential player in the global payments market. Ripple has also built an interesting ecosystem that attempts to bridge the gap between traditional banks, investors, and the crypto world. The company's solutions span instant payments, custody of digital assets, stablecoins, and a multi-asset prime brokerage. The advantage for institutions in the payment sector is that they can send instant payments abroad, leveraging XRP, the network, and Ripple's stablecoin, **RLUSD**, with tremendous flexibility. This allows for conversions between various fiat currencies and cryptocurrencies at low cost. XRP also enables **on-demand liquidity**, which means banks don't need to pre-fund foreign accounts, providing financial institutions with better flexibility in terms of their own capital and liquidity. Ripple already has several traditional bank customers. The bigger question is, can it truly capture a meaningful share of international payments amid the competition from other cryptocurrencies and traditional solutions? ## Which Is the Better Buy? Both Bitcoin and XRP have immense potential, in my opinion, so I think a smaller, more speculative position in both coins is at least warranted. However, I ultimately prefer Bitcoin to XRP. Although the digital gold narrative cannot be fully confirmed at this time, I believe Bitcoin can offer a unique form of diversification that few assets can provide. Furthermore, Bitcoin's total market cap is still only a fraction of gold's, so it's not being given the full weight of the digital gold argument. Bitcoin's resilience after extreme sell-offs also gives me added confidence in the token's long-term staying power.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>bitcoin</category> <category>xrp</category> <category>investment</category> <category>regulation</category> <category>payments</category> <enclosure url="https://www.nasdaq.com/sites/acquia.prod/files/2019-05/0902-Q19%20Total%20Markets%20photos%20and%20gif_CC8.jpg" length="0" type="image/jpg"/> </item> <item> <title><![CDATA[Bitcoin's Four-Year Cycle: Is 2026 the Year Off? Fidelity Expert Weighs In]]></title> <link>https://www.bitcointoday.app/article/bitcoins-four-year-cycle-is-2026-the-year-off-fidelity-expert-weighs-in</link> <guid>bitcoins-four-year-cycle-is-2026-the-year-off-fidelity-expert-weighs-in</guid> <pubDate>Sat, 20 Dec 2025 21:01:08 GMT</pubDate> <description><![CDATA[It's become fashionable of late to dismiss **Bitcoin's four-year cycle** — and the inevitable boom and bust it brings — as an anachronism. Just in the past week, **Bitwise's Matt Hougan** and **ARK Invest's Cathie Wood** have thrown their considerable weight behind the idea of dismissing the four-year cycle. Each noted the **ETFs** along with regulatory and institutional acceptance that have blended bitcoin into the traditional financial system. Bitcoin is no longer a fringe asset and there's no reason for it to follow the same pattern today as it did years ago. ### Defining the Cycle The four-year cycle is a price pattern linked to **Bitcoin's halving events**, which occur roughly every four years. These halvings reduce by 50% the amount of bitcoin rewarded for mining one block. The 50% cut is thought to lead to a **supply shock** and forcing a major run higher in price. Following the big bull move comes a crash in the 80% area and then a steady grind higher into the next halving event. Chart squigglers like to point to the bull runs (and subsequent crashes) that occurred following the 2012, 2016, 2020 halvings, and say things are playing out the same for the 2024 event: the sharp run higher which eventually topped out in October 2025 above **$125,000**, and then the bear market — which is where the market finds itself now. ### Fidelity's Timmer Weighs In An early believer in bitcoin among the traditional finance crowd, **Jurrien Timmer**, asset management giant Fidelity's director of global macro, isn't seeing anything in his charts that says the four-year cycle is dead. "If we visually line up all the bull markets, we can see that the October high of $125,000 after 145 [weeks] of rallying fits pretty well with what one might expect," [Timmer said earlier this week](https://x.com/TimmerFidelity/status/2001706526256566473). As for what's next, that would be winter. Timmer noted that the subsequent bear markets tend to last about one year. "My sense is that 2026 could be a 'year off' (or 'off year') for bitcoin." Support, he concluded, is in the **$65,000-$75,000** range.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>bitcoin</category> <category>halving</category> <category>cycle</category> <category>fidelity</category> <category>analysis</category> <enclosure url="https://cdn.sanity.io/images/s3y3vcno/production/846dd1f2be3ffaa72231968e174103c5c127d90b-4256x2832.jpg?auto=format&w=960&h=540&crop=focalpoint&fit=clip&q=75&fm=jpg" length="0" type="image/jpg"/> </item> <item> <title><![CDATA[Got $500? These 3 Cryptocurrencies Could Make You Rich by 2050]]></title> <link>https://www.bitcointoday.app/article/got-500-these-3-cryptocurrencies-could-make-you-rich-by-2050</link> <guid>got-500-these-3-cryptocurrencies-could-make-you-rich-by-2050</guid> <pubDate>Sat, 20 Dec 2025 15:01:08 GMT</pubDate> <description>< Image source: Getty Images. And Bitcoin has done so with style. In fact, its weakest bull market year was 2015, when it only returned 36% to investors. In other years, it has skyrocketed as much as 5,428%. Until this year — which, admittedly, has been a real stinker — the digital token had delivered two straight years of triple-digit percentage returns. Some institutional investors now refer to it as **digital gold** due to its ability to retain its value over a long period of time. Some hedge fund investors also use it as a hedge against macroeconomic uncertainty and geopolitical risk, the same way they use gold. So I feel confident holding on to Bitcoin for decades. It is the rare asset that has maximum upside potential, as well as some potential downside protection. ## Ethereum **Ethereum** ranks second among cryptocurrencies only to Bitcoin in terms of market cap and has a proven track record of success dating from 2015. What makes Ethereum interesting is that it is a cornerstone for everything that happens within the blockchain and crypto world. In addition to being a digital currency, it is also a **blockchain ecosystem**. As such, it gives investors unprecedented upside potential. By investing in it, you're gaining exposure to all the other sectors and niches of the blockchain world, especially **decentralized finance (DeFi)**. And this is what makes Ethereum so exciting. It is now the preferred blockchain of Wall Street. As such, it is at the forefront of several major innovations within the financial sector, including **real-world asset (RWA) tokenization**, transforming ownership of stock, bonds, and other assets into tradeable crypto tokens. An investment in the crypto is really a long-term bet on the future of blockchain technology. Over time, larger swathes of the financial sector will likely run on blockchain technology. By holding on to Ethereum for decades, you will be able to participate in this upside potential. ## USDC Lastly, there's **USDC**, a **stablecoin** that is pegged 1-to-1 to the value of the U.S. dollar. As long as the U.S. remains one of the top economies in the world, there will be a role to play for USDC. Decades from now, it should still be in existence. The same cannot be said for other cryptocurrencies, many of which could nose-dive all the way to zero. By contrast, the value of USDC will always be $1, even decades from now. On the surface, that might sound like a lousy investment. Why buy a digital asset that will always trade for $1? The answer is simple: You can deploy USDC across different blockchains in order to earn a **yield**. Just as you can earn a yield on dollars sitting in your bank account, you can do so on digital dollars sitting on the blockchain. Right now, this may not be enticing to the average investor. On the **Coinbase Global** cryptocurrency platform, for example, USDC earns a yield of just 3.5%. But I expect these opportunities to grow over time, thanks to advances in DeFi. Just a few years ago, for example, nobody knew what **yield farming** in crypto was. Now, it's relatively mainstream. ## How to deploy $500 in crypto? Depending on your risk-reward tolerance, you can construct a portfolio blend that reflects your outlook on blockchain and crypto. Given that Bitcoin currently accounts for 60% of the market cap of the crypto market, a good starting point would be a 60-40 blend of Bitcoin and Ethereum, with any excess funds moved into USDC. For just $500, it's possible to do exactly that. You could pick up six shares of the **iShares Bitcoin Trust** for about $300, and nine shares of the **iShares Ethereum Trust** for $200. Any remaining funds could then be moved into USDC. There's no guarantee that Bitcoin and Ethereum will deliver encore performances during the next few decades, just as there's no guarantee that the U.S. economy will remain a global juggernaut. But if I'm buying and holding for decades, I'm moving my money into Bitcoin, Ethereum, and USDC.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>bitcoin</category> <category>ethereum</category> <category>usdc</category> <category>longterminvestment</category> <category>cryptoportfolio</category> <enclosure url="https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F847654%2Finvestor-on-top-of-pile-of-money.jpg&w=1200&op=resize" length="0" type="image//image/"/> </item> <item> <title><![CDATA[Fidelity's Top Strategist Warns: Bitcoin's Bull Run Is Over, Brace for a Year-Long Crypto Winter]]></title> <link>https://www.bitcointoday.app/article/fidelitys-top-strategist-warns-bitcoins-bull-run-is-over-brace-for-a-year-long-crypto-winter</link> <guid>fidelitys-top-strategist-warns-bitcoins-bull-run-is-over-brace-for-a-year-long-crypto-winter</guid> <pubDate>Fri, 19 Dec 2025 15:01:29 GMT</pubDate> <description><![CDATA[## Fidelity's Global Macro Director Turns Bearish on Bitcoin Jurien Timmer, Director of Global Macro at Fidelity and a long-time **bitcoin bull**, has shifted his stance, becoming one of the latest financial strategists to turn more **bearish on bitcoin**. He cites the asset's **four-year cycle** as a key reason for his caution. ### Bitcoin's Historical Pattern Points to a "Year Off" Bitcoin has historically followed a repeatable pattern, and from both an analog and time-based perspective, the current cycle appears to be aligning closely with prior ones, Timmer argues. The **October all-time high near $125,000**, reached after roughly 145 months of cumulative rallying, fits well within this framework. Timmer notes that **bitcoin bear markets**, often referred to as winters, typically last about a year. As a result, he sees **2026 as a potential "year off" for bitcoin** following the conclusion of the latest halving-driven cycle. "While I remain a secular bull on bitcoin, my concern is that bitcoin may well have ended another four-year cycle halving phase, both in price and time," Timmer wrote on X. "If we visually line up all the bull markets, we can see that the October high of $125k after 145 months of rallying fits pretty well with what one might expect. Bitcoin winters have lasted about a year, so my sense is that 2026 could be a year off for bitcoin. **Support is at $65,000 to $75,000.**" ### Gold's Strong Performance Contrasts with Bitcoin's Weakness Timmer also highlights **gold's strong performance in 2025**, contrasting it with bitcoin's negative year, and does not expect a near-term mean reversion between the two assets. Gold is firmly in a **bull market, up roughly 65% year to date**, outperforming global money supply growth, Timmer noted. He adds that during the recent correction, gold has held onto most of its gains, which he views as characteristic behavior of a bull market. This analysis from a prominent figure at Fidelity suggests that investors should prepare for a **prolonged period of consolidation or decline in bitcoin**, while gold continues to shine. The warning of a **year-long crypto winter** could have significant implications for market sentiment and investment strategies in the coming months.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>bitcoin</category> <category>fidelity</category> <category>marketsentiment</category> <category>gold</category> <category>cryptowinter</category> <enclosure url="https://cdn.sanity.io/images/s3y3vcno/production/3b4a6b68b75e167a646efe9433c42e124f71b61c-1920x1080.jpg?auto=format&w=960&h=540&crop=focalpoint&fit=clip&q=75&fm=jpg" length="0" type="image/jpg"/> </item> <item> <title><![CDATA[Why Bitcoin's Crash Could Be the Best Economic News for Everyday People]]></title> <link>https://www.bitcointoday.app/article/why-bitcoins-crash-could-be-the-best-economic-news-for-everyday-people</link> <guid>why-bitcoins-crash-could-be-the-best-economic-news-for-everyday-people</guid> <pubDate>Fri, 19 Dec 2025 21:01:08 GMT</pubDate> <description>< *Illustration by Tag Hartman-Simkins / Futurism. Source: Getty Images* ## Economist Dean Baker's Counterintuitive Analysis Co-director of the **Center for Economic and Policy Research** Dean Baker argued in his blog *Beat The Press* this week that as major cryptocurrencies fall, **purchasing power for the rest of us goes up**. In his analysis, he compares crypto to **counterfeit currency** — fake money that allows certain groups to buy up all kinds of scarce goods, like houses and sports tickets. When they buy up those goods with what Baker calls "funny money," they help drive **prices up**, making them less affordable for those who don't participate in the crypto market. ## The Counterfeit Money Analogy "If some supersleuth detective figured out a way to recognize the counterfeit bills, they could then remove **trillions of dollars of fake money** from circulation," Baker explains. "This would benefit the general public by **reducing demand** in the economy and reversing the run-up in the price of housing and Superbowl tickets. It is the same story with **plunging crypto prices**." From this perspective, cryptocurrency — which Baker notes has **no real value** — allows people to absorb "large chunks" of the economy with a currency that's built on **thin air**. When their share of this perceived fake money shrinks, it **eases pressure** on everyone else. "To put it simply: there's more for everyone else," Baker explains. ## The Staggering Scale of the Shift We're not talking about small, intangible changes either. By Baker's count, major cryptocurrencies like **Bitcoin and Ethereum** have shed over **$1.2 trillion in market capitalization**, or "enough to send every household in the United States a check for **$10,000**." In his view, everybody who doesn't own cryptocurrency should be **cheering for crypto's ongoing downfall** to continue. ## The Minimal Real-World Impact "The only possible impact of lower crypto prices on production is that we will make less crypto," says Baker. "The horror! The horror!" This perspective challenges conventional thinking about market declines, suggesting that what appears to be bad news for some might actually represent **economic redistribution** that benefits the broader population.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>bitcoin</category> <category>economy</category> <category>inflation</category> <category>marketanalysis</category> <category>cryptocurrency</category> <enclosure url="https://futurism.com/wp-content/uploads/2025/12/bitcoin-crash-economist.jpg?w=1200" length="0" type="image/jpg"/> </item> <item> <title><![CDATA[Bitcoin's Silent Exodus: Why Long-Term Holders Are Cashing Out and What It Means for the Market]]></title> <link>https://www.bitcointoday.app/article/bitcoins-silent-exodus-why-long-term-holders-are-cashing-out-and-what-it-means-for-the-market</link> <guid>bitcoins-silent-exodus-why-long-term-holders-are-cashing-out-and-what-it-means-for-the-market</guid> <pubDate>Thu, 18 Dec 2025 08:01:08 GMT</pubDate> <description><![CDATA[Bitcoin's most entrenched investors are still cashing out — and the pressure is starting to show. More than two months after the token hit a record high above $126,000, Bitcoin has fallen nearly 30% and is struggling to find support. One reason: its long-time holders haven’t stopped selling. New blockchain data shows that coins held for years are being divested at some of the fastest rates in recent memory, just as the market’s ability to absorb them is fading. ## The Exodus of Long-Term Holders This trend highlights a significant shift in investor behavior. **Long-term holders**, often seen as the backbone of Bitcoin's stability, are now liquidating their positions at an accelerated pace. This exodus is contributing to the ongoing price decline and creating headwinds for recovery. ## Market Impact and Support Levels With Bitcoin down nearly 30% from its peak, the market is grappling with weakened support. The selling pressure from these seasoned investors is exacerbating the downturn, making it harder for the cryptocurrency to find a solid footing. **Blockchain data** reveals that the rate of divestment is among the highest observed in recent years, signaling a potential change in market sentiment. ## What This Means for Investors The persistent selling by long-term holders could indicate a lack of confidence in the near-term prospects of Bitcoin. As these coins flood the market, the reduced absorption capacity suggests that demand may not be keeping up with supply. This scenario poses challenges for both short-term traders and long-term believers in the cryptocurrency's future.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>bitcoin</category> <category>holders</category> <category>selling</category> <category>market</category> <category>blockchain</category> <enclosure url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/iNXEj5rPC9LU/v0/1200x800.jpg" length="0" type="image/jpg"/> </item> <item> <title><![CDATA[Bitcoin's Stunning $1.4 Million Price Target by 2035: How Institutions Are Redefining Portfolio Strategy]]></title> <link>https://www.bitcointoday.app/article/bitcoins-stunning-14-million-price-target-by-2035-how-institutions-are-redefining-portfolio-strategy</link> <guid>bitcoins-stunning-14-million-price-target-by-2035-how-institutions-are-redefining-portfolio-strategy</guid> <pubDate>Thu, 18 Dec 2025 21:01:28 GMT</pubDate> <description><![CDATA[**CF Benchmarks**, a subsidiary of Kraken, has released a groundbreaking report that positions **bitcoin** as a core component of institutional portfolios, projecting a base-case price of **$1.4 million by 2035**. This analysis shifts the focus from short-term speculation to long-term valuation frameworks, reflecting growing institutional adoption. ### A Portfolio-Based Approach to Bitcoin Instead of making near-term price calls, CF Benchmarks applies capital market models traditionally used for assets like stocks and bonds. The firm argues that **bitcoin** can be evaluated based on expected returns, volatility, and correlations, similar to traditional investments. This shift is driven by increased institutional participation, deeper liquidity in spot and derivatives markets, and improving regulatory clarity. The report, titled "Building Bitcoin Capital Market Assumptions: A Practitioner's Framework for Strategic and Tactical Allocations," uses multiple valuation frameworks: - **Comparative valuation** against other stores of value, such as gold. - **Production economics** linking market price to mining costs. - Analysis of **bitcoin's sensitivity** to global liquidity conditions. Together, these approaches suggest that **bitcoin's value** is supported by its expanding share of the global store-of-value market, its fixed supply schedule, and its responsiveness to monetary conditions. As institutional adoption grows, volatility is expected to decline, while correlations with traditional assets remain low, enhancing diversification potential. ### Long-Term Price Scenarios Through 2035 CF Benchmarks outlines three valuation scenarios for **bitcoin** through 2035, based on different adoption paths: - **Bear Case**: Bitcoin captures 16% to 33% of gold's market capitalization, leading to a price of about **$637,000** by 2035. - **Base Case**: Broader institutional adoption with bitcoin reaching roughly one-third of gold's market cap, implying a price of around **$1.42 million** by 2035. - **Bull Case**: Bitcoin becomes the dominant global store of value, surpassing gold's market cap, with a projected valuation of nearly **$2.95 million** by 2035, driven by accelerated institutional and sovereign adoption. ### Implications for Institutional Portfolios Beyond price projections, the report highlights that a strategic allocation of **2% to 5% to bitcoin** could significantly improve portfolio efficiency. **Bitcoin's high expected returns**, declining volatility, and low correlations with equities and bonds expand the efficient frontier, allowing for higher returns at comparable or lower risk levels. CF Benchmarks emphasizes that as regulatory clarity improves, investors are likely to focus more on disciplined allocation, rebalancing, and risk management frameworks, rather than speculative narratives. This positions **bitcoin** as an asset that can be modeled as a long-term portfolio component, with valuation tied to adoption dynamics and macroeconomic conditions.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>bitcoin</category> <category>institutional</category> <category>valuation</category> <category>portfolio</category> <category>adoption</category> <enclosure url="https://cdn.sanity.io/images/s3y3vcno/production/39980a370e79fb6757a4592dbc1af759fccf2a32-3840x2160.png?auto=format&w=960&h=540&crop=focalpoint&fit=clip&q=75&fm=jpg" length="0" type="image/png"/> </item> <item> <title><![CDATA[Is MicroStrategy Running Out of Gas? How MSTR's Bitcoin Buying Spree Could Hit a Wall]]></title> <link>https://www.bitcointoday.app/article/is-microstrategy-running-out-of-gas-how-mstrs-bitcoin-buying-spree-could-hit-a-wall</link> <guid>is-microstrategy-running-out-of-gas-how-mstrs-bitcoin-buying-spree-could-hit-a-wall</guid> <pubDate>Thu, 18 Dec 2025 15:01:09 GMT</pubDate> <description><![CDATA[The bitcoin price bounced above $87,000 early Thursday after slipping to a three-week low, despite major support from **MicroStrategy** (MSTR). The bitcoin-holding company has deployed **$1.94 billion** to buy the cryptocurrency over the past two weeks, spending more than it did over the prior three months. MicroStrategy is going full-throttle to avoid a scenario that Chairman Michael Saylor and CEO Phong Le have discussed recently, which could see the firm's enterprise value fall below the value of its bitcoin holdings. Despite MicroStrategy scooping up more than **20,000 bitcoin** in the past two weeks, the bitcoin price hasn't emerged from its slump, failing to rally like gold and silver after last week's Federal Reserve rate cut and relatively dovish outlook. MSTR stock has fared even worse, tumbling more than **9%** on the week through Wednesday's close, the lowest since September 2024. ## MicroStrategy's Key Metric: Bitcoin Per Share As MSTR stock fails to get traction, MicroStrategy may be running low on fuel to keep buying bitcoin. To understand why, it's important to understand that MicroStrategy's goal in buying bitcoin is to increase the number of bitcoin it holds per share of stock. That's in keeping with the investment case MicroStrategy presents that MSTR stock provides investors with **high-beta exposure to bitcoin**, meaning it can rise faster when the bitcoin price appreciates, though fall faster when it depreciates. Last week's at-the-market issuance of **4.8 million shares**, which came at an average price of around 184, increased MicroStrategy's shares outstanding by 1.44%. The MSTR stock issuance paid 91% of the price of 10,645 bitcoin, raising MicroStrategy's holdings by 1.59%, so bitcoin per share increased by 0.15%. The increase was due almost entirely to the fact that MicroStrategy paid the rest of the purchase price by issuing **$92 million in preferred stock**. ## MSTR Bitcoin Buying Power Fades However, now that MSTR stock has fallen to **160.38** as of Wednesday's close, purchases made with its share price at current levels would require a heavier reliance on preferred stock. For example, even if MicroStrategy merely keeps bitcoin-per-share flat, buying another 10,000 bitcoin at the current price near $87,000 would require preferred issuance of more than **$150 million**, or 17% of the total price. As of Thursday morning, MicroStrategy's enterprise value (which includes stock market valuation, preferred stock and convertible debt minus cash) exceeds the value of its bitcoin holdings by about **9%**. MicroStrategy would lose that premium if MSTR stock fell to around 143, assuming the bitcoin price remained flat. If that happens, buying 10,000 bitcoin without diluting bitcoin per share would require paying more than **25%** of the purchase price with the issuance of about $230 million in preferred stock. Given that MicroStrategy preferred stock is carrying an average interest rate of **11% to 12%**, and the trend is toward even higher rates, MicroStrategy's interest bill per share could go up noticeably, even if bitcoin per share stays flat. ## MicroStrategy Builds Cash Reserve As recently as Oct. 30, MicroStrategy said it would only issue more MSTR stock to buy bitcoin when it had a premium to its bitcoin holdings of at least **150%**. But everything changed as MSTR stock dived amid a bitcoin price pullback and investors' growing focus on MicroStrategy's preferred dividend obligations and convertible debt, which might require repayment as early as September 2027 if MSTR stock continues to falter. Not only did MicroStrategy make an abrupt shift to buying bitcoin primarily by issuing common stock, it also set aside **$1.4 billion in cash** to reassure investors that dividend payments were covered for the next 21 months. The upshot is that MicroStrategy may take its foot off the gas as relates to bitcoin buying to avoid piling up its interest costs if MSTR stock remains in a slump. Essentially, a rising stock price fills up the gas tank, especially if MSTR stock is rising vs. the bitcoin price. However, pressure could remain on MSTR stock as investors look ahead to **Jan. 15**, the day by which MSCI is due to announce whether MicroStrategy will remain in the MSCI World and USA indexes. ## Bitcoin Price The bitcoin price fell as low as **$85,418** on Wednesday afternoon, climbing to **$87,160** overnight. The cryptocurrency found support around $85,000 in early December, and so far that support is holding.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>microstrategy</category> <category>bitcoin</category> <category>mstr</category> <category>fundamentalanalysis</category> <category>corporatebuying</category> <enclosure url="https://www.investors.com/wp-content/uploads/2018/04/stock-bitcoin-38-adobe.jpg" length="0" type="image/jpg"/> </item> <item> <title><![CDATA[Bitcoin Stalls at $86,000 Amid Persistent Crypto Weakness: What's Next for Investors?]]></title> <link>https://www.bitcointoday.app/article/bitcoin-stalls-at-86-000-amid-persistent-crypto-weakness-whats-next-for-investors</link> <guid>bitcoin-stalls-at-86-000-amid-persistent-crypto-weakness-whats-next-for-investors</guid> <pubDate>Wed, 17 Dec 2025 21:01:09 GMT</pubDate> <description><![CDATA[Bitcoin (BTC) is currently hovering around the **$86,000** mark as weakness in the cryptocurrency market persists, signaling ongoing challenges for investors. This stagnation comes amid a broader trend of **risk aversion** among market participants, who are increasingly cautious in the face of uncertain economic conditions and regulatory developments. Investors are growing more **risk averse**, shifting their focus away from high-volatility assets like cryptocurrencies toward more stable investments. This sentiment is reflected in the sluggish performance of Bitcoin and other digital assets, which have struggled to gain momentum despite occasional rallies. The content provided on this website and through other channels is proprietary and protected by **Terms of Service**, copyright laws, and other intellectual property regulations. It is intended for **personal, non-commercial use only**, and unauthorized use, including scraping or automated access, is strictly prohibited to protect the integrity and revenue of the service. As the crypto market navigates this period of weakness, key factors to watch include **market sentiment**, regulatory updates, and macroeconomic indicators that could influence Bitcoin's price trajectory. The current environment underscores the importance of **due diligence** and strategic investment approaches in volatile markets.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>bitcoin</category> <category>cryptocurrency</category> <category>market</category> <category>investing</category> <category>risk</category> <enclosure url="https://blog.tipranks.com/wp-content/uploads/2025/12/aaa-101-750x406.jpg" length="0" type="image/jpg"/> </item> <item> <title><![CDATA[Hong Kong's Largest Crypto Exchange HashKey Makes Lukewarm Market Debut: Shares Gain 3% Amid Crypto Slump]]></title> <link>https://www.bitcointoday.app/article/hong-kongs-largest-crypto-exchange-hashkey-makes-lukewarm-market-debut-shares-gain-3-amid-crypto-slump</link> <guid>hong-kongs-largest-crypto-exchange-hashkey-makes-lukewarm-market-debut-shares-gain-3-amid-crypto-slump</guid> <pubDate>Wed, 17 Dec 2025 08:01:09 GMT</pubDate> <description><![CDATA[HashKey Group logo seen on a smartphone and on a pc screen. Pavlo Gonchar | SOPA Images | Lightrocket | Getty Images HashKey shares rose **3%** on Wednesday as they debuted on the Hong Kong stock exchange, after the crypto exchange raised **$206 million** in its initial public offering, at a time when cryptocurrencies have taken a beating. HashKey, **Hong Kong's largest licensed crypto exchange**, raised around **1.6 billion Hong Kong dollars** after pricing the IPO at **HK$6.68 per share**, near the higher end of the marketed range of HK$5.95 to HK$6.95. While mainland China has imposed a blanket ban on cryptocurrencies since 2021, **Hong Kong has been more receptive toward digital assets**. Key cornerstone investors included **Fidelity, UBS, Chinese investment firm CDH Investments and Cithara Fund** amongst others. JPMorgan and financial services firm Guotai Haitong were among the joint bookrunners. "Our mission is to make digital assets massively accessible, and what we are doing is to create a compliant platform to connect our users with the digital assets industry," HashKey Chief Financial Officer Eric Zhu told CNBC. "We are confident that the [crypto] penetration rate in Hong Kong, in the Asian market, is going to catch up with what happens in the U.S," Zhu added. The listing comes amid recent volatility in global cryptocurrency markets after touching record highs. The world's largest cryptocurrency, **bitcoin, has dropped around 36%** in about a month after hitting an all-time high and crossing past $126,000 in early October. It is down about 6% so far this year. Established in 2018, HashKey operates a licensed digital asset platform offering exchange trading, over-the-counter services, on-chain services such as staking and tokenisation, as well as asset management solutions for institutional and retail clients. "This is a milestone for the digital asset and wealth management industry in Asia. We believe Hong Kong is establishing itself as a key hub for regulated digital assets in Asia," said William Ma, CIO at GROW Investment Group. —CNBC's Emily Tan contributed to this report.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>hashkey</category> <category>hongkong</category> <category>ipo</category> <category>cryptoexchange</category> <category>bitcoin</category> <enclosure url="https://image.cnbcfm.com/api/v1/image/108242723-1765927330059-gettyimages-1934884086-PGONCHAR_9951.jpeg?v=1765927490&w=1920&h=1080" length="0" type="image/jpeg"/> </item> <item> <title><![CDATA[XRP vs. Dogecoin: Which Cryptocurrency Holds the Key to Massive Wealth?]]></title> <link>https://www.bitcointoday.app/article/xrp-vs-dogecoin-which-cryptocurrency-holds-the-key-to-massive-wealth</link> <guid>xrp-vs-dogecoin-which-cryptocurrency-holds-the-key-to-massive-wealth</guid> <pubDate>Wed, 17 Dec 2025 15:01:08 GMT</pubDate> <description>< Here, too, **XRP** appears to have the clear advantage. While the all-time high for XRP is a rather disappointing $3.84, it's easy to find price targets of $10 or higher. For example, earlier this year, **Standard Chartered** predicted that XRP would hit a price of $12.50 by the end of 2028. By way of comparison, **Dogecoin** has never, ever traded higher than $0.74 -- and that was more than 4 1/2 years ago! Dogecoin is down a whopping 82% since then, and shows no signs of turning things around anytime soon. Even Elon Musk's creation of a new Department of Government Efficiency (DOGE) earlier this year did little or nothing to reverse investor sentiment around Dogecoin. ## Invest in a Best-in-Class Cryptocurrency Part of Dogecoin's problem is that the meme coin market is saturated. There are literally thousands of different meme coins, and dozens of different dog-themed meme coins. Dogecoin, once unique, is now being drowned in a sea of copycat meme coins. In contrast, **XRP** has relatively few direct competitors. Although every Layer-1 blockchain network is theoretically capable of sending cross-border payments quickly and cheaply, not all of them have been embraced by Wall Street or the mainstream banking community. **Ripple**, the company behind the XRP coin, has invested in world-class technology and created the types of banking relationships that take years to develop. For that reason, XRP is clearly a **best-in-class cryptocurrency** with a very wide **economic moat**. ## The Winner Is... If forced to pick between these two bargain-priced cryptocurrencies, I'd pick **XRP**. There's more future upside potential, as well as peace of mind that comes from investing in a best-in-class cryptocurrency. Of course, XRP is no slam-dunk investment by any means. It's now down 17% in 2025, and may take some time before it regains its former mojo. But if it does eventually recover, it could be exactly the type of asset that can deliver 10-fold returns during the next decade. If you invest enough up front and keep adding to your position over time, that might just be enough to make you rich.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>xrp</category> <category>dogecoin</category> <category>cryptocurrency</category> <category>investment</category> <category>analysis</category> <enclosure url="https://www.nasdaq.com/sites/acquia.prod/files/2019-05/0902-Q19%20Total%20Markets%20photos%20and%20gif_CC8.jpg" length="0" type="image/jpg"/> </item> </channel> </rss>