<?xml version="1.0" encoding="utf-8"?> <rss version="2.0"> <channel> <title>Bitcoin Today - Bitcoin News Curated and Powered by AI</title> <link>https://www.bitcointoday.app</link> <description>Get daily updates on Bitcoin's price, market trends, analysis, and breaking news curated and powered by AI - all digestible in minutes. Make BitcoinToday.app your one-stop shop for staying informed in the fast-paced world of Bitcoin.</description> <lastBuildDate>Wed, 21 Jan 2026 09:39:24 GMT</lastBuildDate> <docs>https://validator.w3.org/feed/docs/rss2.html</docs> <generator>https://github.com/jpmonette/feed</generator> <language>en</language> <image> <title>Bitcoin Today - Bitcoin News Curated and Powered by AI</title> <url>https://www.bitcointoday.app/images/logo-512.png</url> <link>https://www.bitcointoday.app</link> </image> <copyright>All rights reserved 2024, BitcoinToday.app</copyright> <category>Bitcoin News</category> <item> <title><![CDATA[Warning: These 4 Popular Cryptocurrencies Could Plummet 50%+ in 2026 - Are Your Investments at Risk?]]></title> <link>https://www.bitcointoday.app/article/warning-these-4-popular-cryptocurrencies-could-plummet-50-in-2026-are-your-investments-at-risk</link> <guid>warning-these-4-popular-cryptocurrencies-could-plummet-50-in-2026-are-your-investments-at-risk</guid> <pubDate>Wed, 21 Jan 2026 08:01:08 GMT</pubDate> <description>< Just look at the numbers for both meme coins—they're beyond atrocious. For example, Dogecoin is trading at an 82% discount to its all-time high from May 2021. If **Elon Musk** can't save Dogecoin, nobody can. I think there's further to fall, as investors give up on these two meme coins entirely. ## 3. Cardano Touted as a potential **Ethereum** (ETH) challenger when it launched back in 2017, **Cardano** (ADA) is going nowhere fast these days. Yes, Cardano is up 15% to start the year. But zoom out and take a nice, long look at the five-year chart for Cardano. It doesn't inspire confidence. I'm no longer confident that Cardano can break through the $1 price level anytime soon. Right now, Cardano has a market cap of nearly $14 billion. If it loses 50% of its value, it would approach the market cap of **Sui** (SUI), an up-and-coming Ethereum challenger that launched in 2023. I'd rather put my money into Sui right now than wait for Cardano to move higher. ## 4. Litecoin **Litecoin** (LTC) has been a real standout so far this year, but for all the wrong reasons. Of all major cryptocurrencies with a market cap of $1 billion or higher, Litecoin is among only a handful that are actually down for the year. Over the past 90 days, Litecoin is down more than 20%. At some point, investors are going to throw in the towel on Litecoin. The much-ballyhooed Litecoin halving event of August 2023 was a complete nothingburger, and even the promise of new spot Litecoin exchange-traded funds (ETFs) last year did little to boost its prospects. If Litecoin loses 50% of its value, it would approach the value of **Bittensor** (TAO), a highly speculative artificial intelligence (AI) coin. I'd rather take my chances with a cryptocurrency tied to the future of AI than put an underperforming **proof-of-work coin** in my portfolio. ## Can these cryptocurrencies ever turn things around? It's almost impossible to think that these longtime market laggards are suddenly going to turn things around in 2026. I predict they will plunge big time. The only possible scenario is if **Bitcoin** goes absolutely *en fuego*, helping to light a fire under the entire crypto market. But even if that happens, I'd rather own Bitcoin than Litecoin. I'd rather own Ethereum than Cardano. And I'd rather own just about any cryptocurrency (no matter how speculative) than Dogecoin or Shiba Inu.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>cryptocurrency</category> <category>investment</category> <category>marketanalysis</category> <category>memecoins</category> <category>altcoins</category> <enclosure url="https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F851121%2Fdogecoin-dog-copy.jpg&w=1200&op=resize" length="0" type="image//image/"/> </item> <item> <title><![CDATA[Is the US Financial Market on the Brink of a Golden Age? Insights from the CFTC Chairman]]></title> <link>https://www.bitcointoday.app/article/is-the-us-financial-market-on-the-brink-of-a-golden-age-insights-from-the-cftc-chairman</link> <guid>is-the-us-financial-market-on-the-brink-of-a-golden-age-insights-from-the-cftc-chairman</guid> <pubDate>Tue, 20 Jan 2026 21:01:26 GMT</pubDate> <description>< This transformation is driven by innovations like **blockchain** and **artificial intelligence**, which are reshaping how financial services operate. The CFTC is entering a new era under current leadership, poised to adapt to these changes and foster a more dynamic market environment. While some readers express skepticism about the role of these technologies, particularly regarding **cryptocurrencies**, the potential for growth and innovation remains significant. The conversation highlights both opportunities and challenges as the market evolves.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>cftc</category> <category>financialmarkets</category> <category>blockchain</category> <category>cryptocurrency</category> <category>technology</category> <enclosure url="https://www.washingtonpost.com/wp-apps/imrs.php?src=https://arc-anglerfish-washpost-prod-washpost.s3.amazonaws.com/public/FCBOHKGFHVEYNNV7ZXZM5SB4WU_size-normalized.jpg&w=1440" length="0" type="image/php"/> </item> <item> <title><![CDATA[Bitcoin Whale Awakens: $85 Million BTC Moves After 13 Years of Dormancy!]]></title> <link>https://www.bitcointoday.app/article/bitcoin-whale-awakens-85-million-btc-moves-after-13-years-of-dormancy</link> <guid>bitcoin-whale-awakens-85-million-btc-moves-after-13-years-of-dormancy</guid> <pubDate>Tue, 20 Jan 2026 08:01:08 GMT</pubDate> <description><![CDATA[## Bitcoin Whale Moves $85 Million in BTC After 13-Year Dormancy A **Bitcoin wallet** moved **909.38 BTC** (worth approximately **$84.6 million**) on Monday after remaining **dormant for over 13 years**, according to on-chain data. ### Details of the Transaction Data from **Arkham Intelligence** shows that wallet "1A2hq…pZGZm" transferred its entire Bitcoin holdings to a single address "bc1qk…sxaeh" at around 4:17 p.m. on Monday. The wallet accumulated its Bitcoin between **December 2012 and April 2013**, when Bitcoin traded as low as **$13** to a peak of approximately **$250**. The ownership of the Bitcoin wallet or the new address remains **unclear**. ### Historical Context and Market Trends During Bitcoin's **record-breaking rally last year**, several **Satoshi-era wallets** resurfaced to move Bitcoin, widely interpreted as **long-term holders** seeking to realize gains accumulated over the past decade. Notably, one Bitcoin whale **sold over 80,000 BTC** in July 2025 through Galaxy Digital, making around **$9 billion in profits**. ### Current Market Conditions Meanwhile, Bitcoin was trading at **$92,531** as of 9:40 p.m. on Monday, holding steady at levels seen after **U.S.-EU trade tensions** triggered a sudden market crash on Sunday.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>bitcoin</category> <category>whale</category> <category>onchain</category> <category>dormant</category> <category>market</category> <enclosure url="https://www.tbstat.com/wp/uploads/2025/09/20250917_Whale_News_2-1200x675.jpg" length="0" type="image/jpg"/> </item> <item> <title><![CDATA[Bermuda's Bold Move: Partnering with Coinbase and Circle to Build the World's First 'Fully Onchain' Economy]]></title> <link>https://www.bitcointoday.app/article/bermudas-bold-move-partnering-with-coinbase-and-circle-to-build-the-worlds-first-fully-onchain-economy</link> <guid>bermudas-bold-move-partnering-with-coinbase-and-circle-to-build-the-worlds-first-fully-onchain-economy</guid> <pubDate>Mon, 19 Jan 2026 21:01:09 GMT</pubDate> <description><![CDATA[The Government of Bermuda has announced a groundbreaking initiative to transform the island into a **'fully onchain' national economy**, in partnership with crypto giants **Coinbase** and **Circle**. This ambitious plan, unveiled at the World Economic Forum in Davos, aims to deploy digital asset infrastructure across government agencies, businesses, and consumers, positioning Bermuda as a leader in blockchain-based financial innovation. ### A Vision for Onchain Integration Bermuda's strategy focuses on integrating blockchain-based payments and financial tools at a national level. Coinbase and Circle will provide the necessary digital asset infrastructure and enterprise tools to support this transformation, targeting local banks, insurers, small and medium-sized businesses, and consumers. The partnership also includes plans for nationwide digital finance education and technical onboarding, ensuring widespread adoption and understanding. Discussions for this collaboration began last year at the Bermuda Digital Finance Forum 2025, highlighting a long-term commitment to digital asset integration. An onchain economy, as described by the partners, would rely on digital assets as everyday financial infrastructure, addressing the challenges faced by Bermuda's small, entrepreneurial economy. ### Addressing Economic Challenges with Stablecoins Traditional payment rails in Bermuda are often costly and restrictive, with high fees and limited access to onshore payment processors and fiat banking services. This can squeeze merchant margins and hinder economic growth. **Stablecoins**, particularly **Circle's USDC**, are central to the initiative, enabling merchants to accept fast, low-cost, dollar-denominated payments. Several live examples of USDC usage are already operating in the Bermudian market, demonstrating its practical benefits. Premier E. David Burt emphasized the initiative's goals: "This initiative is about creating opportunity, lowering costs, and ensuring Bermudians benefit from the future of finance." ### Building on Regulatory Foundations Bermuda has been a pioneer in digital asset regulation, introducing the **Digital Asset Business Act** in 2018—one of the first comprehensive regulatory frameworks for digital assets globally. Circle and Coinbase were among the first firms licensed under this regime, with Coinbase currently offering derivatives outside the U.S. through a Bermuda-based platform. Momentum for the onchain economy initiative increased last year at the Bermuda Digital Finance Forum, where the government, Coinbase, and Circle executed an **onchain USDC airdrop**, distributing 100 USDC to each attendee for use with newly onboarded local merchants. Since then, additional Bermudian businesses have begun accepting digital payments, and local financial institutions have expanded their use of stablecoins and tokenized finance. ### Scaling Up with Future Plans The efforts are expected to scale further at the Bermuda Digital Finance Forum 2026, scheduled for May 11–14. The event will include broader business participation, a larger consumer stimulus, and deeper engagement across the financial services sector. As part of the new initiative, government agencies will pilot stablecoin-based payments, financial institutions will integrate tokenization tools, and residents will participate in nationwide digital literacy programs. These steps are intended to lay the foundation for a more inclusive, competitive, and resilient national economy built on onchain infrastructure. The transition is expected to deliver tangible benefits, including **lower transaction costs** and greater access to global finance through modern digital wallets, keeping economic value circulating locally. ### A Non-Exclusive and Aspirational Approach The partnership with Coinbase and Circle is non-exclusive, allowing Bermuda to collaborate with other firms and technologies. The onchain economy initiative is described as aspirational, with no mandatory requirements for residents or businesses to adopt onchain tools, ensuring flexibility and voluntary participation. In a related development, Coinbase today announced the launch of its **Coinbase Custom Stablecoins**, a 'stablecoin-as-a-service' product that allows businesses to create custom-branded stablecoins backed 1:1 by a flexible mix of USDC and other U.S. dollar stablecoins. Coinbase highlighted that stablecoins have become "the backbone of the onchain economy," enabling $9 trillion in adjusted annual transaction volume in 2025 alone.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>bermuda</category> <category>coinbase</category> <category>circle</category> <category>onchaineconomy</category> <category>stablecoins</category> <enclosure url="https://www.tbstat.com/wp/uploads/2026/01/ccb-1013x675.jpeg" length="0" type="image/jpeg"/> </item> <item> <title><![CDATA[Bitcoin's 2028 Boom: How the Next Halving and Political Winds Could Send BTC Soaring]]></title> <link>https://www.bitcointoday.app/article/bitcoins-2028-boom-how-the-next-halving-and-political-winds-could-send-btc-soaring</link> <guid>bitcoins-2028-boom-how-the-next-halving-and-political-winds-could-send-btc-soaring</guid> <pubDate>Mon, 19 Jan 2026 15:01:11 GMT</pubDate> <description>< Image source: Getty Images. So, if all goes according to plan, Bitcoin could be heading for another halving-induced rally in 2028. Bitcoin nearly doubled in price after the most recent halving, so is another doubling in price on the way in 2028? The only question, of course, is what happens between now and then. Historically, Bitcoin follows a four-year cycle of boom and bust. The 12- to 18-month period of price appreciation ignited by the halving usually ends in a final blow-off top and then a spectacular collapse in Bitcoin's price. Given that the current period of price appreciation started nearly 21 months ago, that means Bitcoin could be headed for a downturn this year. So I'm certainly not expecting the path of Bitcoin to be straight up in 2026 and 2027. ## Bitcoin and Politics Is it too early to be talking about 2028 presidential politics? Perhaps so. But a number of influential crypto insiders have already highlighted the political pressure building within the Trump administration to make sure all the crypto successes of the past year are not immediately rolled back by the next administration. For example, consider the **Strategic Bitcoin Reserve**. Launched to much fanfare last March, the Strategic Bitcoin Reserve has languished ever since. Right now, it consists only of Bitcoin that has been seized or confiscated by the U.S. government, and does not include any new Bitcoin purchases. But that could change as early as this year. According to **Cathie Wood of Ark Invest**, the Trump administration may be tempted to initiate Bitcoin purchases for the reserve ahead of the 2026 midterm elections. The thinking here is simple: Higher Bitcoin prices will likely help pro-Trump (and pro-crypto) political candidates in the midterm elections. A higher Bitcoin price will also help to bring in new crypto industry donations for projects like the new White House ballroom. ## What Will Be the Price of Bitcoin in 2028? In the period from 2017 to 2025, Bitcoin posted a **compound annual growth rate (CAGR)** of 44%. That time period coincided with two halving-fueled rallies (2020 and 2024) and two spectacular collapses (in 2018 and 2022). So let's assume that Bitcoin continues to grow at a CAGR of 44% throughout 2026 and 2027. Assuming a baseline price of $100,000 in January 2026, Bitcoin could theoretically hit a price of $200,000 heading into 2028. That's when things could get really interesting. The 2028 Bitcoin halving, combined with strong political tailwinds coming out of the Trump administration, could send the price of Bitcoin skyrocketing. A lot has to go right, of course, but there's a good chance that Bitcoin investors will have reason to celebrate in 2028.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>bitcoin</category> <category>halving</category> <category>investment</category> <category>politics</category> <category>forecast</category> <enclosure url="https://www.nasdaq.com/sites/acquia.prod/files/2019-05/0902-Q19%20Total%20Markets%20photos%20and%20gif_CC8.jpg" length="0" type="image/jpg"/> </item> <item> <title><![CDATA[Ethereum Shatters Records: Daily Transactions Double as Gas Fees Hit Historic Lows!]]></title> <link>https://www.bitcointoday.app/article/ethereum-shatters-records-daily-transactions-double-as-gas-fees-hit-historic-lows</link> <guid>ethereum-shatters-records-daily-transactions-double-as-gas-fees-hit-historic-lows</guid> <pubDate>Mon, 19 Jan 2026 08:01:08 GMT</pubDate> <description><![CDATA[## Ethereum's Unprecedented Milestone Ethereum is currently processing **more transactions than ever before** while costing users **less than at any point in the network's recent history**. This remarkable achievement highlights the profound impact of recent protocol upgrades and a significant surge in stablecoin adoption. ### Transaction Volume Soars to New Heights The seven-day moving average of transactions on Ethereum is now approaching **2.5 million**, a record high that's **nearly double its value from one year ago**. Transaction activity has experienced a dramatic surge since mid-December, reversing a general slow decline that began in the middle of 2025. ### Gas Fees Plummet to Record Lows Simultaneously, average gas fees have fallen to **significant lows**. Data shows average transaction costs around **$0.15 in gas**, the lowest in the network's modern history. Etherscan gas data pegs estimated transaction fees even lower, averaging around **$0.04 for a swap** on Sunday. This unusual combination of **peak activity and rock-bottom costs** marks a turning point for Ethereum, which has long faced criticism for high and unpredictable fees that priced out smaller users during periods of congestion. ### The Impact of Protocol Upgrades The surge in activity comes seven weeks after Ethereum's **Fusaka hard fork went live**, which introduced **PeerDAS (Peer Data Availability Sampling)** and kicked off the network's new twice-a-year upgrade schedule. The final Blob Parameters Only fork, deployed January 8, pushed the blob target to 14 and the maximum cap to 21, significantly reducing data costs for **Layer 2 rollups**. The collapse in mainnet gas fees reflects a separate but related trend. Ethereum's block gas limit **rose from 45 million to 60 million in late November**, a 100% increase from the start of 2025. As execution has shifted to Layer 2 networks, demand for mainnet blockspace has eased even as overall activity climbs. ### Stablecoin Usage Reaches Record Levels The activity spike coincides with **record stablecoin usage**. Standard Chartered recently noted that stablecoin transfers now account for roughly **35% to 40% of all Ethereum transactions**, with Global Head of Digital Assets Research Geoffrey Kendrick declaring **"2026 will be the year of Ethereum."** ### Staking Activity Hits New Highs Staking activity has also reached new highs. Over **36 million ETH is now locked in staking contracts**, representing roughly 30% of the circulating supply. The entry queue has swelled to over **2.5 million ETH**, its highest level since August 2023, while the exit queue has dropped to near-zero. ### Vitalik Buterin's Vision for 2026 Ethereum co-founder **Vitalik Buterin recently declared** that 2026 will be the year Ethereum's community works to combat the "backsliding" of personal autonomy in crypto, expressing his views on blockchain privacy and user experience in a detailed X post. "Every compromise of values that Ethereum has made up to this point - every moment where you might have been thinking, is it really worth diluting ourselves so much in the name of mainstream adoption - we are making that compromise no longer," Buterin said.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>ethereum</category> <category>gasfees</category> <category>transactions</category> <category>stablecoins</category> <category>staking</category> <enclosure url="https://www.tbstat.com/wp/uploads/2024/05/20240523_Ethereum_News_1-1200x675.jpg" length="0" type="image/jpg"/> </item> <item> <title><![CDATA[Zcash vs Bitcoin: Could This Privacy-Focused Crypto Be the Next Big Thing?]]></title> <link>https://www.bitcointoday.app/article/zcash-vs-bitcoin-could-this-privacy-focused-crypto-be-the-next-big-thing</link> <guid>zcash-vs-bitcoin-could-this-privacy-focused-crypto-be-the-next-big-thing</guid> <pubDate>Sun, 18 Jan 2026 15:01:09 GMT</pubDate> <description>< *Image source: Getty Images* ## Significant Similarities with Beneficial Differences Like Bitcoin, Zcash is a **proof-of-work (PoW)** cryptocurrency with a maximum supply of 21 million coins and experiences a **halving** approximately every four years. This means the same supply dynamics that have made Bitcoin a strong long-term investment apply to Zcash as well. However, Zcash introduces a crucial difference: **privacy features** that Bitcoin doesn't have. While Bitcoin operates on a public blockchain where every transaction is visible and verifiable by anyone, Zcash allows transactions to be protected from prying eyes using **zk-SNARKs** (zero-knowledge succinct non-interactive arguments of knowledge), a cryptographic technology that wasn't available when Bitcoin launched. This privacy capability addresses a key concern for some users: the permanent visibility of all financial transactions on public blockchains. ## Self-Funding Development Mechanism Zcash also differs from Bitcoin in how its **mining rewards** are distributed. Approximately 20% of each mined block goes to two funds dedicated to developing the chain and supporting community-led initiatives. This self-funding mechanism helps ensure ongoing development and a vibrant ecosystem of supporting software, though it makes mining Zcash somewhat less lucrative for miners than mining Bitcoin. It's worth noting that Bitcoin has attracted plenty of engaged developers without such a feature, so while Zcash's funding mechanism is beneficial, it may not be essential. ## Can Zcash Really Challenge Bitcoin? For Zcash to match Bitcoin's current market cap, its price would need to increase by a staggering amount. This would require Zcash to become one of the world's most valuable assets while Bitcoin either stagnates or declines—a scenario that would likely take many years to unfold. Yet Bitcoin's own rise from financial novelty to major asset was largely unpredictable. Zcash's development has focused on addressing technical and governance issues that Bitcoin has faced, potentially positioning it for smoother growth. While it's uncertain whether Zcash will become "the next Bitcoin," there's confidence that it can grow significantly in the coming years. The possibility exists, and that potential is why some investors are taking positions in Zcash today.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>zcash</category> <category>bitcoin</category> <category>privacy</category> <category>cryptocurrency</category> <category>investment</category> <enclosure url="https://www.nasdaq.com/sites/acquia.prod/files/2019-05/0902-Q19%20Total%20Markets%20photos%20and%20gif_CC8.jpg" length="0" type="image/jpg"/> </item> <item> <title><![CDATA[Robinhood's Crypto Expansion: 50 Tokens Now Available for U.S. Investors – Here Are the Top 3 Picks]]></title> <link>https://www.bitcointoday.app/article/robinhoods-crypto-expansion-50-tokens-now-available-for-us-investors-here-are-the-top-3-picks</link> <guid>robinhoods-crypto-expansion-50-tokens-now-available-for-us-investors-here-are-the-top-3-picks</guid> <pubDate>Sat, 17 Jan 2026 15:01:08 GMT</pubDate> <description>< **Bitcoin** is my top choice due to the **digital gold narrative**. With a finite supply of 21 million tokens, most already mined, it benefits from favorable supply-and-demand dynamics. Although Bitcoin sometimes trades like a high-beta tech stock, its perception as a hedge against economic uncertainty makes it worth owning.  Mounting U.S. debt and the Federal Reserve's monetary policies could weaken the U.S. dollar, potentially making **Bitcoin** a form of portfolio diversification. It's also likely to see increased institutional adoption as Wall Street grows more comfortable with crypto. The other two favorites are **Ethereum** and **Solana**. Both use the energy-efficient **proof-of-stake consensus mechanism**, where investors stake coins to validate transactions and earn rewards. **Solana** enhances this with the **proof-of-history mechanism**, applying timestamps to transactions to boost speed and scalability, potentially processing thousands of transactions per second. In my view, **Ethereum** and **Solana** are prime for integrating **blockchain technology** and **smart contracts** into society, with use cases like issuing stablecoins or tokenizing assets. More network activity could drive token demand. While Solana has technical strengths, Ethereum benefits from first-mover advantage.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>robinhood</category> <category>cryptocurrency</category> <category>bitcoin</category> <category>ethereum</category> <category>solana</category> <enclosure url="https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F851010%2Fgettyimages-2192542048.jpg&w=1200&op=resize" length="0" type="image//image/"/> </item> <item> <title><![CDATA[Vitalik Buterin's Bold Vision: 2026 Marks Ethereum's Comeback to Self-Sovereignty and Trustlessness]]></title> <link>https://www.bitcointoday.app/article/vitalik-buterins-bold-vision-2026-marks-ethereums-comeback-to-self-sovereignty-and-trustlessness</link> <guid>vitalik-buterins-bold-vision-2026-marks-ethereums-comeback-to-self-sovereignty-and-trustlessness</guid> <pubDate>Sat, 17 Jan 2026 08:01:10 GMT</pubDate> <description><![CDATA[**Vitalik Buterin has pledged that 2026 will be the year the Ethereum community begins to reverse the 'backsliding' of personal autonomy in crypto.** In a recent X post, Buterin declared, **'2026 is the year that we take back lost ground in terms of self-sovereignty and trustlessness.'** This announcement signals a major shift for Ethereum, focusing on reclaiming core values that have eroded over time. ### Key Improvements on the Horizon Buterin outlined several critical areas for enhancement: - **Boosting onchain privacy** through initiatives like the **Kohaku effort** at the Ethereum Foundation. - Making it easier to **run a full node**, **use dapps**, and **take control over personal data**. - Implementing **social recovery wallets and timelocks** to prevent loss of funds from misplaced seed phrases, a feature that started gaining traction with **EIP-7702** during Ethereum's Pectra upgrade. - Improving **privacy UX** to enable private payments with the same ease as public ones. ### Ongoing Efforts and Future Upgrades Ethereum developers have been laying the groundwork for these improvements, targeting upcoming upgrades like **Glamsterdam**. The Ethereum Foundation has refocused its **Privacy Cluster** and is working on the **Kohaku wallet framework**. Other proposals, such as **ERC-4337 for account abstraction** and **FOCIL**, aim to enhance censorship resistance. Buterin emphasized the importance of using **dapps from onchain UIs with IPFS** to avoid reliance on trusted servers, which could compromise asset recovery or security. He also highlighted tools like the **Helios client**, which allows trustless interaction with Ethereum without running a full node, and cryptographic techniques like **Oblivious RAM (ORAM)** and **Private Information Retrieval (PIR)** to prevent privacy leaks. ### Addressing Past Compromises Buterin acknowledged that Ethereum has seen **serious backsliding** in recent years, with nodes becoming harder to run, dapps leaking data, and increased centralization in block building. He stated, **'In 2026, no longer. Every compromise of values that Ethereum has made up to this point... we are making that compromise no longer.'** This vision aims to restore Ethereum's foundational principles, ensuring it remains a robust and user-centric ecosystem.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>ethereum</category> <category>vitalikbuterin</category> <category>privacy</category> <category>blockchain</category> <category>decentralization</category> <enclosure url="https://www.tbstat.com/wp/uploads/2024/10/20241001_Vitalik_News-1200x675.jpg" length="0" type="image/jpg"/> </item> <item> <title><![CDATA[Dave Ramsey's Wealth Secrets Exposed: Why He Avoids Bitcoin and What Really Makes the Rich Rich]]></title> <link>https://www.bitcointoday.app/article/dave-ramseys-wealth-secrets-exposed-why-he-avoids-bitcoin-and-what-really-makes-the-rich-rich</link> <guid>dave-ramseys-wealth-secrets-exposed-why-he-avoids-bitcoin-and-what-really-makes-the-rich-rich</guid> <pubDate>Sat, 17 Jan 2026 21:01:08 GMT</pubDate> <description>< *An infographic explaining Dave Ramsey's common-sense investment principles* ## The $200 Million Rancher Example Ramsey uses the example of a rancher he knows who is worth **$200 million**. He doesn't do anything special. Instead he invests primarily in **farmland**, his area of expertise. It illustrates that wealth building isn't about chasing the latest trends or complex financial instruments; it's about **investing in what you know and are comfortable with**. ## The Danger of "Cool" Investments Ramsey emphasizes that investing in things you understand is paramount and cautions against chasing "cool" investment opportunities, especially those recommended by friends or acquaintances who may not have the expertise to guide you. In particular, he noted the infamous **Bernie Madoff Ponzi scheme** was able to draw in so many people because they thought they were getting in on a some super secret scheme only available to select individuals to make money, but it was just the same old fraud people have used forever. It serves as a stark reminder of the dangers of blindly following advice from someone who seems "sophisticated" but lacks transparency. ## Ramsey's Simple Investment Strategy Ramsey advocates for a straightforward approach to investing. He says it is okay, even preferable, to use the **KISS principle** (Keep It Simple, Stupid). He uses this method himself. The finance guru says he sticks to just **three core investments**: 1. **His business** 2. **Paid-for real estate** 3. **Mutual funds** He **avoids single stocks, gold, Bitcoin, and other speculative investments**, emphasizing that "cool" doesn't equate to success. ## Key Investment Principles - **Ramsey invests only in his business, paid-for real estate, and mutual funds** while avoiding single stocks and Bitcoin - **Peter Lynch grew Fidelity Magellan from $20M to $14B AUM** with 29% annual returns from 1977 to 1990 - **A rancher Ramsey knows is worth $200M** primarily by investing in farmland within his area of expertise - **A recent study identified one single habit that doubled Americans' retirement savings** and moved retirement from dream to reality]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>daveramsey</category> <category>investing</category> <category>wealthbuilding</category> <category>financialeducation</category> <category>bitcoin</category> <enclosure url="https://s.yimg.com/ny/api/res/1.2/VnE3q1bHP88FTr5LQcDtQg--/YXBwaWQ9aGlnaGxhbmRlcjt3PTEyMDA7aD03MjU7Y2Y9d2VicA--/https://media.zenfs.com/en/24_7_wall_st__718/341b327daf457b9cb1767a84ecdc21fb" length="0" type="image/com/en/24_7_wall_st__718/341b327daf457b9cb1767a84ecdc21fb"/> </item> </channel> </rss>