<?xml version="1.0" encoding="utf-8"?> <rss version="2.0"> <channel> <title>Bitcoin Today - Bitcoin News Curated and Powered by AI</title> <link>https://www.bitcointoday.app</link> <description>Get daily updates on Bitcoin's price, market trends, analysis, and breaking news curated and powered by AI - all digestible in minutes. Make BitcoinToday.app your one-stop shop for staying informed in the fast-paced world of Bitcoin.</description> <lastBuildDate>Sat, 20 Dec 2025 19:22:36 GMT</lastBuildDate> <docs>https://validator.w3.org/feed/docs/rss2.html</docs> <generator>https://github.com/jpmonette/feed</generator> <language>en</language> <image> <title>Bitcoin Today - Bitcoin News Curated and Powered by AI</title> <url>https://www.bitcointoday.app/images/logo-512.png</url> <link>https://www.bitcointoday.app</link> </image> <copyright>All rights reserved 2024, BitcoinToday.app</copyright> <category>Bitcoin News</category> <item> <title><![CDATA[Got $500? These 3 Cryptocurrencies Could Make You Rich by 2050]]></title> <link>https://www.bitcointoday.app/article/got-500-these-3-cryptocurrencies-could-make-you-rich-by-2050</link> <guid>got-500-these-3-cryptocurrencies-could-make-you-rich-by-2050</guid> <pubDate>Sat, 20 Dec 2025 15:01:08 GMT</pubDate> <description><![CDATA[During the past two years, cryptocurrency has transformed from a short-term speculative asset into a long-term asset to buy and hold in a well-diversified portfolio. In large part, this is due to the recent launch of **exchange-traded funds (ETFs)** for major cryptocurrencies. With that in mind, here are three cryptocurrencies that you can buy and hold for decades. ## Bitcoin Given that **Bitcoin** accounts for 60% of the total market cap of the crypto market, this is a no-brainer decision. Bitcoin is typically the first crypto added to a portfolio for both retail and institutional investors, and for good reason. During the past decade, it has been easily one of the top-performing assets in the world. In fact, the crypto has been the top-performing asset in 10 of the past 13 years. ![A person with an orange flag standing on a pile of cash.](https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F847654%2Finvestor-on-top-of-pile-of-money.jpg&w=3840&op=resize) Image source: Getty Images. And Bitcoin has done so with style. In fact, its weakest bull market year was 2015, when it only returned 36% to investors. In other years, it has skyrocketed as much as 5,428%. Until this year — which, admittedly, has been a real stinker — the digital token had delivered two straight years of triple-digit percentage returns. Some institutional investors now refer to it as **digital gold** due to its ability to retain its value over a long period of time. Some hedge fund investors also use it as a hedge against macroeconomic uncertainty and geopolitical risk, the same way they use gold. So I feel confident holding on to Bitcoin for decades. It is the rare asset that has maximum upside potential, as well as some potential downside protection. ## Ethereum **Ethereum** ranks second among cryptocurrencies only to Bitcoin in terms of market cap and has a proven track record of success dating from 2015. What makes Ethereum interesting is that it is a cornerstone for everything that happens within the blockchain and crypto world. In addition to being a digital currency, it is also a **blockchain ecosystem**. As such, it gives investors unprecedented upside potential. By investing in it, you're gaining exposure to all the other sectors and niches of the blockchain world, especially **decentralized finance (DeFi)**. And this is what makes Ethereum so exciting. It is now the preferred blockchain of Wall Street. As such, it is at the forefront of several major innovations within the financial sector, including **real-world asset (RWA) tokenization**, transforming ownership of stock, bonds, and other assets into tradeable crypto tokens. An investment in the crypto is really a long-term bet on the future of blockchain technology. Over time, larger swathes of the financial sector will likely run on blockchain technology. By holding on to Ethereum for decades, you will be able to participate in this upside potential. ## USDC Lastly, there's **USDC**, a **stablecoin** that is pegged 1-to-1 to the value of the U.S. dollar. As long as the U.S. remains one of the top economies in the world, there will be a role to play for USDC. Decades from now, it should still be in existence. The same cannot be said for other cryptocurrencies, many of which could nose-dive all the way to zero. By contrast, the value of USDC will always be $1, even decades from now. On the surface, that might sound like a lousy investment. Why buy a digital asset that will always trade for $1? The answer is simple: You can deploy USDC across different blockchains in order to earn a **yield**. Just as you can earn a yield on dollars sitting in your bank account, you can do so on digital dollars sitting on the blockchain. Right now, this may not be enticing to the average investor. On the **Coinbase Global** cryptocurrency platform, for example, USDC earns a yield of just 3.5%. But I expect these opportunities to grow over time, thanks to advances in DeFi. Just a few years ago, for example, nobody knew what **yield farming** in crypto was. Now, it's relatively mainstream. ## How to deploy $500 in crypto? Depending on your risk-reward tolerance, you can construct a portfolio blend that reflects your outlook on blockchain and crypto. Given that Bitcoin currently accounts for 60% of the market cap of the crypto market, a good starting point would be a 60-40 blend of Bitcoin and Ethereum, with any excess funds moved into USDC. For just $500, it's possible to do exactly that. You could pick up six shares of the **iShares Bitcoin Trust** for about $300, and nine shares of the **iShares Ethereum Trust** for $200. Any remaining funds could then be moved into USDC. There's no guarantee that Bitcoin and Ethereum will deliver encore performances during the next few decades, just as there's no guarantee that the U.S. economy will remain a global juggernaut. But if I'm buying and holding for decades, I'm moving my money into Bitcoin, Ethereum, and USDC.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>bitcoin</category> <category>ethereum</category> <category>usdc</category> <category>longterminvestment</category> <category>cryptoportfolio</category> <enclosure url="https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F847654%2Finvestor-on-top-of-pile-of-money.jpg&w=1200&op=resize" length="0" type="image//image/"/> </item> <item> <title><![CDATA[Fidelity's Top Strategist Warns: Bitcoin's Bull Run Is Over, Brace for a Year-Long Crypto Winter]]></title> <link>https://www.bitcointoday.app/article/fidelitys-top-strategist-warns-bitcoins-bull-run-is-over-brace-for-a-year-long-crypto-winter</link> <guid>fidelitys-top-strategist-warns-bitcoins-bull-run-is-over-brace-for-a-year-long-crypto-winter</guid> <pubDate>Fri, 19 Dec 2025 15:01:29 GMT</pubDate> <description><![CDATA[## Fidelity's Global Macro Director Turns Bearish on Bitcoin Jurien Timmer, Director of Global Macro at Fidelity and a long-time **bitcoin bull**, has shifted his stance, becoming one of the latest financial strategists to turn more **bearish on bitcoin**. He cites the asset's **four-year cycle** as a key reason for his caution. ### Bitcoin's Historical Pattern Points to a "Year Off" Bitcoin has historically followed a repeatable pattern, and from both an analog and time-based perspective, the current cycle appears to be aligning closely with prior ones, Timmer argues. The **October all-time high near $125,000**, reached after roughly 145 months of cumulative rallying, fits well within this framework. Timmer notes that **bitcoin bear markets**, often referred to as winters, typically last about a year. As a result, he sees **2026 as a potential "year off" for bitcoin** following the conclusion of the latest halving-driven cycle. "While I remain a secular bull on bitcoin, my concern is that bitcoin may well have ended another four-year cycle halving phase, both in price and time," Timmer wrote on X. "If we visually line up all the bull markets, we can see that the October high of $125k after 145 months of rallying fits pretty well with what one might expect. Bitcoin winters have lasted about a year, so my sense is that 2026 could be a year off for bitcoin. **Support is at $65,000 to $75,000.**" ### Gold's Strong Performance Contrasts with Bitcoin's Weakness Timmer also highlights **gold's strong performance in 2025**, contrasting it with bitcoin's negative year, and does not expect a near-term mean reversion between the two assets. Gold is firmly in a **bull market, up roughly 65% year to date**, outperforming global money supply growth, Timmer noted. He adds that during the recent correction, gold has held onto most of its gains, which he views as characteristic behavior of a bull market. This analysis from a prominent figure at Fidelity suggests that investors should prepare for a **prolonged period of consolidation or decline in bitcoin**, while gold continues to shine. The warning of a **year-long crypto winter** could have significant implications for market sentiment and investment strategies in the coming months.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>bitcoin</category> <category>fidelity</category> <category>marketsentiment</category> <category>gold</category> <category>cryptowinter</category> <enclosure url="https://cdn.sanity.io/images/s3y3vcno/production/3b4a6b68b75e167a646efe9433c42e124f71b61c-1920x1080.jpg?auto=format&w=960&h=540&crop=focalpoint&fit=clip&q=75&fm=jpg" length="0" type="image/jpg"/> </item> <item> <title><![CDATA[Why Bitcoin's Crash Could Be the Best Economic News for Everyday People]]></title> <link>https://www.bitcointoday.app/article/why-bitcoins-crash-could-be-the-best-economic-news-for-everyday-people</link> <guid>why-bitcoins-crash-could-be-the-best-economic-news-for-everyday-people</guid> <pubDate>Fri, 19 Dec 2025 21:01:08 GMT</pubDate> <description><![CDATA[## The Unexpected Silver Lining in Crypto's Decline After a year of **record gains** for the cryptocurrency industry, recent market forces have sent it into a **tailspin**. Bitcoin, for example, reached dazzling heights of more than **$120,000** in October — before crashing back down to around **$88,000** today, about 12 percent down from where it was a year ago. While that might be bad news for **crypto enthusiasts** or **day traders**, one prominent economist argues that this decline is actually **good news for the rest of us**. ![Bitcoin crash economic impact](https://futurism.com/wp-content/uploads/2025/12/bitcoin-crash-economist.jpg?quality=85&w=1152) *Illustration by Tag Hartman-Simkins / Futurism. Source: Getty Images* ## Economist Dean Baker's Counterintuitive Analysis Co-director of the **Center for Economic and Policy Research** Dean Baker argued in his blog *Beat The Press* this week that as major cryptocurrencies fall, **purchasing power for the rest of us goes up**. In his analysis, he compares crypto to **counterfeit currency** — fake money that allows certain groups to buy up all kinds of scarce goods, like houses and sports tickets. When they buy up those goods with what Baker calls "funny money," they help drive **prices up**, making them less affordable for those who don't participate in the crypto market. ## The Counterfeit Money Analogy "If some supersleuth detective figured out a way to recognize the counterfeit bills, they could then remove **trillions of dollars of fake money** from circulation," Baker explains. "This would benefit the general public by **reducing demand** in the economy and reversing the run-up in the price of housing and Superbowl tickets. It is the same story with **plunging crypto prices**." From this perspective, cryptocurrency — which Baker notes has **no real value** — allows people to absorb "large chunks" of the economy with a currency that's built on **thin air**. When their share of this perceived fake money shrinks, it **eases pressure** on everyone else. "To put it simply: there's more for everyone else," Baker explains. ## The Staggering Scale of the Shift We're not talking about small, intangible changes either. By Baker's count, major cryptocurrencies like **Bitcoin and Ethereum** have shed over **$1.2 trillion in market capitalization**, or "enough to send every household in the United States a check for **$10,000**." In his view, everybody who doesn't own cryptocurrency should be **cheering for crypto's ongoing downfall** to continue. ## The Minimal Real-World Impact "The only possible impact of lower crypto prices on production is that we will make less crypto," says Baker. "The horror! The horror!" This perspective challenges conventional thinking about market declines, suggesting that what appears to be bad news for some might actually represent **economic redistribution** that benefits the broader population.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>bitcoin</category> <category>economy</category> <category>inflation</category> <category>marketanalysis</category> <category>cryptocurrency</category> <enclosure url="https://futurism.com/wp-content/uploads/2025/12/bitcoin-crash-economist.jpg?w=1200" length="0" type="image/jpg"/> </item> <item> <title><![CDATA[Is MicroStrategy Running Out of Gas? How MSTR's Bitcoin Buying Spree Could Hit a Wall]]></title> <link>https://www.bitcointoday.app/article/is-microstrategy-running-out-of-gas-how-mstrs-bitcoin-buying-spree-could-hit-a-wall</link> <guid>is-microstrategy-running-out-of-gas-how-mstrs-bitcoin-buying-spree-could-hit-a-wall</guid> <pubDate>Thu, 18 Dec 2025 15:01:09 GMT</pubDate> <description><![CDATA[The bitcoin price bounced above $87,000 early Thursday after slipping to a three-week low, despite major support from **MicroStrategy** (MSTR). The bitcoin-holding company has deployed **$1.94 billion** to buy the cryptocurrency over the past two weeks, spending more than it did over the prior three months. MicroStrategy is going full-throttle to avoid a scenario that Chairman Michael Saylor and CEO Phong Le have discussed recently, which could see the firm's enterprise value fall below the value of its bitcoin holdings. Despite MicroStrategy scooping up more than **20,000 bitcoin** in the past two weeks, the bitcoin price hasn't emerged from its slump, failing to rally like gold and silver after last week's Federal Reserve rate cut and relatively dovish outlook. MSTR stock has fared even worse, tumbling more than **9%** on the week through Wednesday's close, the lowest since September 2024. ## MicroStrategy's Key Metric: Bitcoin Per Share As MSTR stock fails to get traction, MicroStrategy may be running low on fuel to keep buying bitcoin. To understand why, it's important to understand that MicroStrategy's goal in buying bitcoin is to increase the number of bitcoin it holds per share of stock. That's in keeping with the investment case MicroStrategy presents that MSTR stock provides investors with **high-beta exposure to bitcoin**, meaning it can rise faster when the bitcoin price appreciates, though fall faster when it depreciates. Last week's at-the-market issuance of **4.8 million shares**, which came at an average price of around 184, increased MicroStrategy's shares outstanding by 1.44%. The MSTR stock issuance paid 91% of the price of 10,645 bitcoin, raising MicroStrategy's holdings by 1.59%, so bitcoin per share increased by 0.15%. The increase was due almost entirely to the fact that MicroStrategy paid the rest of the purchase price by issuing **$92 million in preferred stock**. ## MSTR Bitcoin Buying Power Fades However, now that MSTR stock has fallen to **160.38** as of Wednesday's close, purchases made with its share price at current levels would require a heavier reliance on preferred stock. For example, even if MicroStrategy merely keeps bitcoin-per-share flat, buying another 10,000 bitcoin at the current price near $87,000 would require preferred issuance of more than **$150 million**, or 17% of the total price. As of Thursday morning, MicroStrategy's enterprise value (which includes stock market valuation, preferred stock and convertible debt minus cash) exceeds the value of its bitcoin holdings by about **9%**. MicroStrategy would lose that premium if MSTR stock fell to around 143, assuming the bitcoin price remained flat. If that happens, buying 10,000 bitcoin without diluting bitcoin per share would require paying more than **25%** of the purchase price with the issuance of about $230 million in preferred stock. Given that MicroStrategy preferred stock is carrying an average interest rate of **11% to 12%**, and the trend is toward even higher rates, MicroStrategy's interest bill per share could go up noticeably, even if bitcoin per share stays flat. ## MicroStrategy Builds Cash Reserve As recently as Oct. 30, MicroStrategy said it would only issue more MSTR stock to buy bitcoin when it had a premium to its bitcoin holdings of at least **150%**. But everything changed as MSTR stock dived amid a bitcoin price pullback and investors' growing focus on MicroStrategy's preferred dividend obligations and convertible debt, which might require repayment as early as September 2027 if MSTR stock continues to falter. Not only did MicroStrategy make an abrupt shift to buying bitcoin primarily by issuing common stock, it also set aside **$1.4 billion in cash** to reassure investors that dividend payments were covered for the next 21 months. The upshot is that MicroStrategy may take its foot off the gas as relates to bitcoin buying to avoid piling up its interest costs if MSTR stock remains in a slump. Essentially, a rising stock price fills up the gas tank, especially if MSTR stock is rising vs. the bitcoin price. However, pressure could remain on MSTR stock as investors look ahead to **Jan. 15**, the day by which MSCI is due to announce whether MicroStrategy will remain in the MSCI World and USA indexes. ## Bitcoin Price The bitcoin price fell as low as **$85,418** on Wednesday afternoon, climbing to **$87,160** overnight. The cryptocurrency found support around $85,000 in early December, and so far that support is holding.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>microstrategy</category> <category>bitcoin</category> <category>mstr</category> <category>fundamentalanalysis</category> <category>corporatebuying</category> <enclosure url="https://www.investors.com/wp-content/uploads/2018/04/stock-bitcoin-38-adobe.jpg" length="0" type="image/jpg"/> </item> <item> <title><![CDATA[Bitcoin's Stunning $1.4 Million Price Target by 2035: How Institutions Are Redefining Portfolio Strategy]]></title> <link>https://www.bitcointoday.app/article/bitcoins-stunning-14-million-price-target-by-2035-how-institutions-are-redefining-portfolio-strategy</link> <guid>bitcoins-stunning-14-million-price-target-by-2035-how-institutions-are-redefining-portfolio-strategy</guid> <pubDate>Thu, 18 Dec 2025 21:01:28 GMT</pubDate> <description><![CDATA[**CF Benchmarks**, a subsidiary of Kraken, has released a groundbreaking report that positions **bitcoin** as a core component of institutional portfolios, projecting a base-case price of **$1.4 million by 2035**. This analysis shifts the focus from short-term speculation to long-term valuation frameworks, reflecting growing institutional adoption. ### A Portfolio-Based Approach to Bitcoin Instead of making near-term price calls, CF Benchmarks applies capital market models traditionally used for assets like stocks and bonds. The firm argues that **bitcoin** can be evaluated based on expected returns, volatility, and correlations, similar to traditional investments. This shift is driven by increased institutional participation, deeper liquidity in spot and derivatives markets, and improving regulatory clarity. The report, titled "Building Bitcoin Capital Market Assumptions: A Practitioner's Framework for Strategic and Tactical Allocations," uses multiple valuation frameworks: - **Comparative valuation** against other stores of value, such as gold. - **Production economics** linking market price to mining costs. - Analysis of **bitcoin's sensitivity** to global liquidity conditions. Together, these approaches suggest that **bitcoin's value** is supported by its expanding share of the global store-of-value market, its fixed supply schedule, and its responsiveness to monetary conditions. As institutional adoption grows, volatility is expected to decline, while correlations with traditional assets remain low, enhancing diversification potential. ### Long-Term Price Scenarios Through 2035 CF Benchmarks outlines three valuation scenarios for **bitcoin** through 2035, based on different adoption paths: - **Bear Case**: Bitcoin captures 16% to 33% of gold's market capitalization, leading to a price of about **$637,000** by 2035. - **Base Case**: Broader institutional adoption with bitcoin reaching roughly one-third of gold's market cap, implying a price of around **$1.42 million** by 2035. - **Bull Case**: Bitcoin becomes the dominant global store of value, surpassing gold's market cap, with a projected valuation of nearly **$2.95 million** by 2035, driven by accelerated institutional and sovereign adoption. ### Implications for Institutional Portfolios Beyond price projections, the report highlights that a strategic allocation of **2% to 5% to bitcoin** could significantly improve portfolio efficiency. **Bitcoin's high expected returns**, declining volatility, and low correlations with equities and bonds expand the efficient frontier, allowing for higher returns at comparable or lower risk levels. CF Benchmarks emphasizes that as regulatory clarity improves, investors are likely to focus more on disciplined allocation, rebalancing, and risk management frameworks, rather than speculative narratives. This positions **bitcoin** as an asset that can be modeled as a long-term portfolio component, with valuation tied to adoption dynamics and macroeconomic conditions.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>bitcoin</category> <category>institutional</category> <category>valuation</category> <category>portfolio</category> <category>adoption</category> <enclosure url="https://cdn.sanity.io/images/s3y3vcno/production/39980a370e79fb6757a4592dbc1af759fccf2a32-3840x2160.png?auto=format&w=960&h=540&crop=focalpoint&fit=clip&q=75&fm=jpg" length="0" type="image/png"/> </item> <item> <title><![CDATA[Bitcoin's Silent Exodus: Why Long-Term Holders Are Cashing Out and What It Means for the Market]]></title> <link>https://www.bitcointoday.app/article/bitcoins-silent-exodus-why-long-term-holders-are-cashing-out-and-what-it-means-for-the-market</link> <guid>bitcoins-silent-exodus-why-long-term-holders-are-cashing-out-and-what-it-means-for-the-market</guid> <pubDate>Thu, 18 Dec 2025 08:01:08 GMT</pubDate> <description><![CDATA[Bitcoin's most entrenched investors are still cashing out — and the pressure is starting to show. More than two months after the token hit a record high above $126,000, Bitcoin has fallen nearly 30% and is struggling to find support. One reason: its long-time holders haven’t stopped selling. New blockchain data shows that coins held for years are being divested at some of the fastest rates in recent memory, just as the market’s ability to absorb them is fading. ## The Exodus of Long-Term Holders This trend highlights a significant shift in investor behavior. **Long-term holders**, often seen as the backbone of Bitcoin's stability, are now liquidating their positions at an accelerated pace. This exodus is contributing to the ongoing price decline and creating headwinds for recovery. ## Market Impact and Support Levels With Bitcoin down nearly 30% from its peak, the market is grappling with weakened support. The selling pressure from these seasoned investors is exacerbating the downturn, making it harder for the cryptocurrency to find a solid footing. **Blockchain data** reveals that the rate of divestment is among the highest observed in recent years, signaling a potential change in market sentiment. ## What This Means for Investors The persistent selling by long-term holders could indicate a lack of confidence in the near-term prospects of Bitcoin. As these coins flood the market, the reduced absorption capacity suggests that demand may not be keeping up with supply. This scenario poses challenges for both short-term traders and long-term believers in the cryptocurrency's future.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>bitcoin</category> <category>holders</category> <category>selling</category> <category>market</category> <category>blockchain</category> <enclosure url="https://assets.bwbx.io/images/users/iqjWHBFdfxIU/iNXEj5rPC9LU/v0/1200x800.jpg" length="0" type="image/jpg"/> </item> <item> <title><![CDATA[Bitcoin Stalls at $86,000 Amid Persistent Crypto Weakness: What's Next for Investors?]]></title> <link>https://www.bitcointoday.app/article/bitcoin-stalls-at-86-000-amid-persistent-crypto-weakness-whats-next-for-investors</link> <guid>bitcoin-stalls-at-86-000-amid-persistent-crypto-weakness-whats-next-for-investors</guid> <pubDate>Wed, 17 Dec 2025 21:01:09 GMT</pubDate> <description><![CDATA[Bitcoin (BTC) is currently hovering around the **$86,000** mark as weakness in the cryptocurrency market persists, signaling ongoing challenges for investors. This stagnation comes amid a broader trend of **risk aversion** among market participants, who are increasingly cautious in the face of uncertain economic conditions and regulatory developments. Investors are growing more **risk averse**, shifting their focus away from high-volatility assets like cryptocurrencies toward more stable investments. This sentiment is reflected in the sluggish performance of Bitcoin and other digital assets, which have struggled to gain momentum despite occasional rallies. The content provided on this website and through other channels is proprietary and protected by **Terms of Service**, copyright laws, and other intellectual property regulations. It is intended for **personal, non-commercial use only**, and unauthorized use, including scraping or automated access, is strictly prohibited to protect the integrity and revenue of the service. As the crypto market navigates this period of weakness, key factors to watch include **market sentiment**, regulatory updates, and macroeconomic indicators that could influence Bitcoin's price trajectory. The current environment underscores the importance of **due diligence** and strategic investment approaches in volatile markets.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>bitcoin</category> <category>cryptocurrency</category> <category>market</category> <category>investing</category> <category>risk</category> <enclosure url="https://blog.tipranks.com/wp-content/uploads/2025/12/aaa-101-750x406.jpg" length="0" type="image/jpg"/> </item> <item> <title><![CDATA[XRP vs. Dogecoin: Which Cryptocurrency Holds the Key to Massive Wealth?]]></title> <link>https://www.bitcointoday.app/article/xrp-vs-dogecoin-which-cryptocurrency-holds-the-key-to-massive-wealth</link> <guid>xrp-vs-dogecoin-which-cryptocurrency-holds-the-key-to-massive-wealth</guid> <pubDate>Wed, 17 Dec 2025 15:01:08 GMT</pubDate> <description><![CDATA[## Key Points - Both **XRP** and **Dogecoin** have experienced brief periods of rapid price gains during the past decade. - **XRP** is a **utility coin**, while **Dogecoin** is a **meme coin**. - **XRP** has emerged as a **best-in-class cryptocurrency**, while **Dogecoin** faces numerous copycat rivals. There is a popular myth among crypto investors: Find a cryptocurrency trading for mere pennies, invest just a few thousand bucks, and watch that modest up-front investment balloon into $1 million or more within a very short period of time. With that in mind, two cryptocurrencies that are often positioned as potential millionaire-makers are **XRP** and **Dogecoin**. Both rank among the top 10 cryptocurrencies in the world by market cap, and both have seen brief periods of explosive upside gains during the past few years. But only one of them will potentially make you rich. ## Utility Coins vs. Meme Coins **Dogecoin** is a **meme coin**, backed by nothing more than buzz, hype, and speculation. The coin itself was created as a joke more than a decade ago, and has no tangible value. In contrast, **XRP** is a **utility coin**, backed by **real-world use cases**. XRP is commonly referred to as the banker's coin, given its use within the banking system. The primary use for XRP is as a **bridge currency for cross-border payments**. At least a dozen different banks and financial institutions use XRP blockchain technology to facilitate faster, cheaper, and easier cross-border payments. Over the long haul, investors will be better served investing in utility coins rather than meme coins. The more use cases for a cryptocurrency, the higher its implied future value should be. So based on this criterion alone, the clear winner is **XRP**. ## Future Upside Potential Another key consideration is future upside potential. Put bluntly, which coin can soar higher and make you richer? ![Investor thinking about a bag of cash.](https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F846501%2Finvestor-thinking-of-cash.jpg&w=700) Here, too, **XRP** appears to have the clear advantage. While the all-time high for XRP is a rather disappointing $3.84, it's easy to find price targets of $10 or higher. For example, earlier this year, **Standard Chartered** predicted that XRP would hit a price of $12.50 by the end of 2028. By way of comparison, **Dogecoin** has never, ever traded higher than $0.74 -- and that was more than 4 1/2 years ago! Dogecoin is down a whopping 82% since then, and shows no signs of turning things around anytime soon. Even Elon Musk's creation of a new Department of Government Efficiency (DOGE) earlier this year did little or nothing to reverse investor sentiment around Dogecoin. ## Invest in a Best-in-Class Cryptocurrency Part of Dogecoin's problem is that the meme coin market is saturated. There are literally thousands of different meme coins, and dozens of different dog-themed meme coins. Dogecoin, once unique, is now being drowned in a sea of copycat meme coins. In contrast, **XRP** has relatively few direct competitors. Although every Layer-1 blockchain network is theoretically capable of sending cross-border payments quickly and cheaply, not all of them have been embraced by Wall Street or the mainstream banking community. **Ripple**, the company behind the XRP coin, has invested in world-class technology and created the types of banking relationships that take years to develop. For that reason, XRP is clearly a **best-in-class cryptocurrency** with a very wide **economic moat**. ## The Winner Is... If forced to pick between these two bargain-priced cryptocurrencies, I'd pick **XRP**. There's more future upside potential, as well as peace of mind that comes from investing in a best-in-class cryptocurrency. Of course, XRP is no slam-dunk investment by any means. It's now down 17% in 2025, and may take some time before it regains its former mojo. But if it does eventually recover, it could be exactly the type of asset that can deliver 10-fold returns during the next decade. If you invest enough up front and keep adding to your position over time, that might just be enough to make you rich.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>xrp</category> <category>dogecoin</category> <category>cryptocurrency</category> <category>investment</category> <category>analysis</category> <enclosure url="https://www.nasdaq.com/sites/acquia.prod/files/2019-05/0902-Q19%20Total%20Markets%20photos%20and%20gif_CC8.jpg" length="0" type="image/jpg"/> </item> <item> <title><![CDATA[Hong Kong's Largest Crypto Exchange HashKey Makes Lukewarm Market Debut: Shares Gain 3% Amid Crypto Slump]]></title> <link>https://www.bitcointoday.app/article/hong-kongs-largest-crypto-exchange-hashkey-makes-lukewarm-market-debut-shares-gain-3-amid-crypto-slump</link> <guid>hong-kongs-largest-crypto-exchange-hashkey-makes-lukewarm-market-debut-shares-gain-3-amid-crypto-slump</guid> <pubDate>Wed, 17 Dec 2025 08:01:09 GMT</pubDate> <description><![CDATA[HashKey Group logo seen on a smartphone and on a pc screen. Pavlo Gonchar | SOPA Images | Lightrocket | Getty Images HashKey shares rose **3%** on Wednesday as they debuted on the Hong Kong stock exchange, after the crypto exchange raised **$206 million** in its initial public offering, at a time when cryptocurrencies have taken a beating. HashKey, **Hong Kong's largest licensed crypto exchange**, raised around **1.6 billion Hong Kong dollars** after pricing the IPO at **HK$6.68 per share**, near the higher end of the marketed range of HK$5.95 to HK$6.95. While mainland China has imposed a blanket ban on cryptocurrencies since 2021, **Hong Kong has been more receptive toward digital assets**. Key cornerstone investors included **Fidelity, UBS, Chinese investment firm CDH Investments and Cithara Fund** amongst others. JPMorgan and financial services firm Guotai Haitong were among the joint bookrunners. "Our mission is to make digital assets massively accessible, and what we are doing is to create a compliant platform to connect our users with the digital assets industry," HashKey Chief Financial Officer Eric Zhu told CNBC. "We are confident that the [crypto] penetration rate in Hong Kong, in the Asian market, is going to catch up with what happens in the U.S," Zhu added. The listing comes amid recent volatility in global cryptocurrency markets after touching record highs. The world's largest cryptocurrency, **bitcoin, has dropped around 36%** in about a month after hitting an all-time high and crossing past $126,000 in early October. It is down about 6% so far this year. Established in 2018, HashKey operates a licensed digital asset platform offering exchange trading, over-the-counter services, on-chain services such as staking and tokenisation, as well as asset management solutions for institutional and retail clients. "This is a milestone for the digital asset and wealth management industry in Asia. We believe Hong Kong is establishing itself as a key hub for regulated digital assets in Asia," said William Ma, CIO at GROW Investment Group. —CNBC's Emily Tan contributed to this report.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>hashkey</category> <category>hongkong</category> <category>ipo</category> <category>cryptoexchange</category> <category>bitcoin</category> <enclosure url="https://image.cnbcfm.com/api/v1/image/108242723-1765927330059-gettyimages-1934884086-PGONCHAR_9951.jpeg?v=1765927490&w=1920&h=1080" length="0" type="image/jpeg"/> </item> <item> <title><![CDATA[Bitcoin Drops 3.1% as Tech Stocks Tumble: Gold and Silver Shine in Volatile Markets]]></title> <link>https://www.bitcointoday.app/article/bitcoin-drops-31-as-tech-stocks-tumble-gold-and-silver-shine-in-volatile-markets</link> <guid>bitcoin-drops-31-as-tech-stocks-tumble-gold-and-silver-shine-in-volatile-markets</guid> <pubDate>Tue, 16 Dec 2025 08:01:07 GMT</pubDate> <description><![CDATA[The Nasdaq composite fell on Monday, with tech shares under pressure as AI-related stocks like Broadcom continued to weigh on the market. Indexes have been volatile this month, driven by concerns around the artificial-intelligence boom. Broadcom dropped again, along with Oracle and CoreWeave, while Nvidia edged higher. The Nasdaq finished down 0.6%, the Dow industrials fell 0.1%, and the S&P 500 declined 0.2%. **Gold and silver** remain standout performers in global markets, with gold futures settling near a record high, up 0.2%. In contrast, **Bitcoin dropped 3.1% to $85,806** as investors shed riskier assets, pushing down shares of crypto-specialists like Strategy and Coinbase. Major economic data lies ahead, including delayed jobs data for October and November set for Tuesday, followed by a key inflation gauge on Thursday, when earnings from Nike and FedEx are also due. Central banks in Europe and Japan will make interest-rate decisions this week. The yen strengthened against the dollar, while Asian stock indexes dropped and tech stocks tracked U.S. moves from last week. Data from China highlighted slowing economic momentum. In other recent trading, **Treasury yields declined**, with the 10-year recently trading at 4.181%.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>bitcoin</category> <category>gold</category> <category>stockmarket</category> <category>techstocks</category> <category>economy</category> <enclosure url="https://images.wsj.net/im-34062673/social" length="0" type="image//im-34062673/social"/> </item> <item> <title><![CDATA[Cathie Wood's $60M Crypto and AI Bet: Trims Tesla and SoFi, Doubles Down on CoreWeave and Bitcoin Mining]]></title> <link>https://www.bitcointoday.app/article/cathie-woods-60m-crypto-and-ai-bet-trims-tesla-and-sofi-doubles-down-on-coreweave-and-bitcoin-mining</link> <guid>cathie-woods-60m-crypto-and-ai-bet-trims-tesla-and-sofi-doubles-down-on-coreweave-and-bitcoin-mining</guid> <pubDate>Tue, 16 Dec 2025 15:01:09 GMT</pubDate> <description><![CDATA[Cathie Wood made several notable trades across her ARK ETFs on Monday, December 15, 2025, according to daily trade filings. The filings show ARK putting roughly **$60 million** into Nvidia-backed **AI cloud firm CoreWeave (CRWV)** and other **crypto-related stocks**, while trimming stakes in electric-vehicle maker **Tesla (TSLA)** and fintech firm **SoFi Technologies (SOFI)**. ### Is Cathie Wood Taking Profits in Tesla, Shopify, and SoFi Stocks? The latest trades suggest Cathie Wood is **locking in gains**, not turning bearish on these companies. Tesla shares rose about 4% on Monday, and ARK used that strength to trim its position. ARK sold **124,867 shares of Tesla** for a total value of **$57.3 million**. Tesla remains one of ARK's largest and most influential holdings, but the firm has clearly been dialing back exposure in recent sessions. On December 12, Wood sold 87,993 shares of Tesla for a total value of about $39.3 million. ARK also reduced positions in other familiar names. The firm sold **27,571 shares of Shopify (SHOP)**, worth about **$4.5 million**, and trimmed **SoFi Technologies (SOFI)** by 42,465 shares, valued at roughly **$1.2 million**. ### ARK Adds to AI, Crypto, and Digital Finance Bets At the same time, ARK leaned further into **crypto-linked names**. The firm made a sizable purchase of **Bitmine Immersion Technologies (BMNR)**, buying **550,404 shares** valued at about **$19.2 million**. The trade fits ARK's long-standing view that **crypto mining and support firms** will play a key role as the sector matures. ARK also increased its stake in **Coinbase Global (COIN)**, adding **64,946 shares** worth roughly **$17.4 million**. In addition, ARK bought **143,579 shares of Circle Internet Group (CRCL)** for around **$11.9 million**, deepening its exposure to **digital payments and stablecoins**. Finally, ARK added to its AI theme by purchasing **136,670 shares of CoreWeave (CRWV)**, valued at about **$10.7 million**. The cloud firm remains a key **AI play** for ARK as demand for computing power continues to rise. Let's see how these stocks perform using the TipRanks Stock Comparison Tool: ![Stock Comparison Chart](https://blog.tipranks.com/wp-content/uploads/2025/12/image-1613.png)]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>cathiewood</category> <category>bitcoin</category> <category>ai</category> <category>investing</category> <category>crypto</category> <enclosure url="https://blog.tipranks.com/wp-content/uploads/2025/12/cathie-wood-1-2-750x406.jpg" length="0" type="image/jpg"/> </item> <item> <title><![CDATA[Eric Trump's American Bitcoin Corp Soars to Top 20 Public BTC Treasuries with 5,098 Coins]]></title> <link>https://www.bitcointoday.app/article/eric-trumps-american-bitcoin-corp-soars-to-top-20-public-btc-treasuries-with-5-098-coins</link> <guid>eric-trumps-american-bitcoin-corp-soars-to-top-20-public-btc-treasuries-with-5-098-coins</guid> <pubDate>Tue, 16 Dec 2025 21:01:10 GMT</pubDate> <description><![CDATA[## American Bitcoin Corp's Strategic Accumulation **American Bitcoin Corp (ABTC)**, co-founded by Eric Trump, has made a significant move by acquiring an additional **54 bitcoin** during Monday's sharp selloff. This purchase brings the company's total holdings to **5,098 bitcoin**, valued at nearly **$450 million** based on Bitcoin's current price of $87,600. ![ABTC (TradingView)](https://www.coindesk.com/_next/image?url=https%3A%2F%2Fcdn.sanity.io%2Fimages%2Fs3y3vcno%2Fproduction%2Fa3d50cd1a6eb2a7ba08716041afcd80733ff7944-2562x1644.png%3Fauto%3Dformat&w=1920&q=75) ### Key Details of the Acquisition This strategic accumulation places ABTC in the **top 20** of publicly-traded bitcoin treasury firms, according to data from bitcointreasuries.net. The Nasdaq-listed company has built its holdings through a combination of **self-mining** and targeted purchases, including bitcoin held in custody or pledged under a miner purchase agreement with Bitmain. ### Impressive Performance Metrics ABTC has highlighted a **96.5% bitcoin yield** since its Nasdaq debut, alongside **533 satoshis per share** as of December 14. Bitcoin yield tracks the percentage change in satoshis per share over time, while satoshis per share measures the amount of bitcoin attributable to each outstanding share. ### Market Context and Stock Performance Despite Bitcoin's gains on Tuesday, ABTC's stock is down another **2.7%**, continuing to reel after an unexpected stock lock-up expiration two weeks ago. Shares have fallen nearly **60%** since that event, reflecting ongoing market volatility. ### Broader Implications This move underscores the growing trend of **public companies** accumulating Bitcoin as part of their treasury strategies, signaling confidence in the long-term value of the cryptocurrency. ABTC's position among the top holders highlights the increasing institutional adoption and strategic investments in the Bitcoin ecosystem.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>bitcoin</category> <category>abtc</category> <category>erictrump</category> <category>treasury</category> <category>institutional</category> <enclosure url="https://cdn.sanity.io/images/s3y3vcno/production/a3d50cd1a6eb2a7ba08716041afcd80733ff7944-2562x1644.png?auto=format&w=960&h=540&crop=focalpoint&fit=clip&q=75&fm=jpg" length="0" type="image/png"/> </item> </channel> </rss>