<?xml version="1.0" encoding="utf-8"?> <rss version="2.0"> <channel> <title>Bitcoin Today - Bitcoin News Curated and Powered by AI</title> <link>https://www.bitcointoday.app</link> <description>Get daily updates on Bitcoin's price, market trends, analysis, and breaking news curated and powered by AI - all digestible in minutes. Make BitcoinToday.app your one-stop shop for staying informed in the fast-paced world of Bitcoin.</description> <lastBuildDate>Tue, 16 Dec 2025 09:28:51 GMT</lastBuildDate> <docs>https://validator.w3.org/feed/docs/rss2.html</docs> <generator>https://github.com/jpmonette/feed</generator> <language>en</language> <image> <title>Bitcoin Today - Bitcoin News Curated and Powered by AI</title> <url>https://www.bitcointoday.app/images/logo-512.png</url> <link>https://www.bitcointoday.app</link> </image> <copyright>All rights reserved 2024, BitcoinToday.app</copyright> <category>Bitcoin News</category> <item> <title><![CDATA[Bitcoin Drops 3.1% as Tech Stocks Tumble: Gold and Silver Shine in Volatile Markets]]></title> <link>https://www.bitcointoday.app/article/bitcoin-drops-31-as-tech-stocks-tumble-gold-and-silver-shine-in-volatile-markets</link> <guid>bitcoin-drops-31-as-tech-stocks-tumble-gold-and-silver-shine-in-volatile-markets</guid> <pubDate>Tue, 16 Dec 2025 08:01:07 GMT</pubDate> <description><![CDATA[The Nasdaq composite fell on Monday, with tech shares under pressure as AI-related stocks like Broadcom continued to weigh on the market. Indexes have been volatile this month, driven by concerns around the artificial-intelligence boom. Broadcom dropped again, along with Oracle and CoreWeave, while Nvidia edged higher. The Nasdaq finished down 0.6%, the Dow industrials fell 0.1%, and the S&P 500 declined 0.2%. **Gold and silver** remain standout performers in global markets, with gold futures settling near a record high, up 0.2%. In contrast, **Bitcoin dropped 3.1% to $85,806** as investors shed riskier assets, pushing down shares of crypto-specialists like Strategy and Coinbase. Major economic data lies ahead, including delayed jobs data for October and November set for Tuesday, followed by a key inflation gauge on Thursday, when earnings from Nike and FedEx are also due. Central banks in Europe and Japan will make interest-rate decisions this week. The yen strengthened against the dollar, while Asian stock indexes dropped and tech stocks tracked U.S. moves from last week. Data from China highlighted slowing economic momentum. In other recent trading, **Treasury yields declined**, with the 10-year recently trading at 4.181%.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>bitcoin</category> <category>gold</category> <category>stockmarket</category> <category>techstocks</category> <category>economy</category> <enclosure url="https://images.wsj.net/im-34062673/social" length="0" type="image//im-34062673/social"/> </item> <item> <title><![CDATA[Brazil's Top Asset Manager Urges Investors: Allocate Up to 3% in Bitcoin to Shield Against Currency and Market Volatility]]></title> <link>https://www.bitcointoday.app/article/brazils-top-asset-manager-urges-investors-allocate-up-to-3-in-bitcoin-to-shield-against-currency-and-market-volatility</link> <guid>brazils-top-asset-manager-urges-investors-allocate-up-to-3-in-bitcoin-to-shield-against-currency-and-market-volatility</guid> <pubDate>Sun, 14 Dec 2025 08:01:09 GMT</pubDate> <description><![CDATA[Brazil's largest privately-owned asset manager, **Itaú Asset Management**, has made a significant recommendation for investors: allocate **1% to 3% of portfolios to Bitcoin** (BTC) as a strategic hedge. This advice aligns with global trends, as major players like **BlackRock and Bank of America** have also suggested small allocations to the cryptocurrency. In a year-end note, **Renato Eid**, head of beta strategies and responsible investment at Itaú, highlighted Bitcoin's **lack of correlation with traditional local assets**, making it an effective diversification tool. He emphasized a measured approach, not making crypto the core of a portfolio but using it as a complementary asset to absorb shocks from **currency depreciation and global volatility**. Eid warned against market timing and advocated for a disciplined, long-term mindset. He suggested setting a strategic allocation, such as 1%–3%, maintaining a long-term horizon, and resisting short-term noise. This strategy can act as a partial hedge and provide access to global returns, especially as traditional asset correlations become less reliable. For Brazilian investors, the ride has been bumpy due to currency fluctuations. Products like **BITI11, a bitcoin ETF traded in Brazil**, saw performance affected by the weakening fiat currency. However, Bitcoin's global nature offered some insulation during periods of stress, such as late 2024. This recommendation underscores Bitcoin's growing acceptance as a **legitimate asset class** for portfolio diversification, backed by institutional support and its potential to mitigate risks in volatile markets.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>bitcoin</category> <category>investment</category> <category>brazil</category> <category>hedging</category> <category>portfolio</category> <enclosure url="https://cdn.sanity.io/images/s3y3vcno/production/d7c3fdc75940e416d706653ed7778159344f2395-1000x667.jpg?auto=format&w=960&h=540&crop=focalpoint&fit=clip&q=75&fm=jpg" length="0" type="image/jpg"/> </item> <item> <title><![CDATA[Celebrities Are Flocking Back to Crypto in Trump's Second Term - Here's Why]]></title> <link>https://www.bitcointoday.app/article/celebrities-are-flocking-back-to-crypto-in-trumps-second-term-heres-why</link> <guid>celebrities-are-flocking-back-to-crypto-in-trumps-second-term-heres-why</guid> <pubDate>Sun, 14 Dec 2025 15:01:09 GMT</pubDate> <description><![CDATA[Following the numbers suggests Tristan Thompson is nearing the end of his basketball career. While the 6ft 9in center once regularly played more than 80 games in a regular season, he's hit new career lows, appearing just 40 times on court during the 2024-2025 season. Following the money, however, suggests Thompson is pivoting into a new career. He's rebranded as a **crypto investor, consultant and brand ambassador**, bringing his relative cultural cache to the blockchain. Now the host of his own podcast, Courtside Crypto, he has made frequent appearances with other crypto celebrities, such as at the Nasdaq in September, when he celebrated the IPO of an explicitly nationalist Bitcoin mining operation alongside Eric Trump; Thompson has also developed a crypto startup slated to launch in 2026. In 2025, crypto is back in style in Washington and among a growing set in Hollywood, where Thompson lives adjacent to the Kardashian clan, some of whom have been crypto spokespeople. **Donald Trump has reversed Joe Biden's legal offensive against crypto**, debuting his own token, $Trump, before his inauguration, and rolling back government actions against the industry, which heavily supported him during his bid for the presidency. Celebrities have likewise returned to hawking cryptocurrency projects or launching tokens of their own. ![Iggy Azalea in North Hollywood, California, in 2025.](https://i.guim.co.uk/img/media/ff332dfc2ee3420a996aa4d6f683c426728639ae/0_104_1704_1703/master/1704.jpg?width=445&dpr=1&s=none&crop=none) Thompson is not the only pro sports figure diving in. Lamar Odom, a former basketball star, launched a crypto coin in May that partially funds addiction recovery, and Mike Tyson, the former boxing legend, is a spokesperson for Naga, a Robinhood-like trading platform that includes cryptocurrency products. Outside sports, Thompson stands shoulder to shoulder, metaphorically speaking, with figures such as Iggy Azalea, an Australian rapper, who, in addition to her work as the spokesperson for her $MOTHER crypto token, was featured alongside Thompson and Eric Trump as a keynote speaker at the 2025 Blockchain Futurist Conference last month. At the November conference, Azalea was named the creative director of Thrust, a new platform allowing celebrities to issue their own branded meme coins, a subset of cryptocurrencies that are billed as purely speculative and are not enforced as securities. Streaming personality N3on was the first to launch his meme coin on the Thrust platform. Actor Megan Fox will be next. "A few years ago, most celebrity crypto stuff came off like quick stunts, and now, people expect an actual plan and some kind of real value for communities, not just a splashy moment," Azalea told the Guardian via text. "Yes, I think celebrities are still curious about the space, but are a lot more careful. No one wants to be linked to something chaotic or sloppy." Through limits on how token issuers can sell their own shares, the project claims to mitigate the potential for token collapses and pump-and-dump schemes. The industry may not have entirely reformed, though: Azalea's $MOTHER meme coin faced allegations of insider trading almost as soon as it launched in May. Azalea has denied dumping $2m worth of tokens and has disclaimed any control over, or knowledge of, the people who owned them. ## Crypto Spring Celebrities were enamored with crypto schemes at the peak of the market in 2021, when Matt Damon appeared in a Super Bowl ad for a crypto company. But after the fraud-induced collapse of crypto exchange FTX, A-listers faced a wave of lawsuits and penalties, part of a wider regulatory crackdown on cryptocurrency under the former president. Celebrities listed as defendants in crypto-related court cases included Tom Brady, Shohei Ohtani, Steph Curry, Shaquille O'Neal, Naomi Osaka, Cristiano Ronaldo, Floyd Mayweather, and Kim Kardashian – sister to Khloé Kardashian, with whom Tristan Thompson has had a tumultuous relationship and two children. In 2022, Kim Kardashian settled with the SEC for $1.26m over charges in connection with illegally promoting a crypto security, EthereumMax. The rich and famous backed off promoting digital currency in the ensuing years. The Kardashian case "tamped down on all celebrity involvement" in crypto, according to Dr William Mullins, a professor of finance at UC San Diego studying the effects of celebrity influence on individuals' crypto investments. Celebrities in the crypto realm can reach hundreds of millions of followers cheaply via social media, and they can easily establish a narrative since most fiduciary advisors steer clear of the sector, he said. Directing follower attention can be incredibly lucrative, since crypto investments are largely a "coordination game" driven by demand, rather than underlying fundamentals, Mullins added, making crypto "extraordinarily vulnerable to celebrity influence". ![Khloé Kardashian at the 2022 Met Gala.](https://i.guim.co.uk/img/media/6544bdabcec106f2e9e9ea52f2eabd58d7697ee8/0_0_3280_2202/master/3280.jpg?width=445&dpr=1&s=none&crop=none) "A lot of people are more comfortable when the President of the United States launches a meme coin," said Jake Antifaev, the co-founder and CEO of Thrust. $Trump demonstrated meme coins' lucrative potential, though its windfall may have come at the expense of other celebrities' crypto ambitions. In May, Trump personally hosted a dinner for the 220 largest holders of $Trump, and held a private "reception" for the largest 25 buyers. These individuals collectively spent around $148m purchasing $Trump tokens, the Guardian previously reported. According to Andrew Duca, the founder of crypto-focused tax platform Awaken, the $Trump token "sucked up so much liquidity" that it caused other meme coins' price to fall, which may have dissuaded other celebrities from launching their own tokens. Duca said celebrity activity in crypto in 2025 is markedly different from what we saw in 2021. "Last cycle, you were getting more A-list celebs … and this cycle, you basically only saw the griftier celebs actually participate," he said. These celebrities' endorsements in 2025 primarily center around meme coins, rather than more traditional cryptocurrencies or crypto exchanges, Duca added. According to Paul Afshar, chief marketing officer at Paybis, a crypto exchange, celebrities are opting for meme coin launches because "the economics are not the same" compared with the crypto-endorsement craze of 2021: major crypto companies once offered eight-figure endorsement deals, but those big-budget campaigns have dried up, as they failed to retain users and were eventually seen as too legally risky. ![Donald Trump at the Bitcoin 2024 event in Nashville, Tennessee, in July 2024.](https://i.guim.co.uk/img/media/8cc6236437d9d2fdcdff2f127b87e0cf8fe1fc27/0_0_2200_1467/master/2200.jpg?width=445&dpr=1&s=none&crop=none) "So, instead of coordinated campaigns backed by crypto companies, we've got celebrities trying to monetize their own audiences directly through token launches," Afshar told the Guardian via email. "It's lower budget, higher risk, and reaches far fewer people than the 2021 celeb craze ever did." During his first tenure in office, Trump was a vocal crypto skeptic, calling Bitcoin "a scam against the dollar". After entering office a second time, though, his administration rescinded a range of regulatory bulletins and policies perceived as restricting the growth of the crypto industry. His U-turn has also come with a windfall in other crypto-related deals and tie-ups for Trump family businesses – not just the $Trump meme coin, or the $Melania meme coin tied to the first lady. Estimates suggest that the September launch of another Trump-affiliated crypto token, $WLFI, may have buoyed the Trumps' net worth by as much as $5bn, and may have become the Trump family's most valuable asset – edging out their real estate portfolio. The Genius Act, the first major federal law to explicitly legalize blockchain-based products in the US, which Trump signed into law in July, did not bar the relatives of elected officials from engaging in crypto-related business. Karoline Leavitt, the White House spokesperson, has denied that the president ever engaged in a conflict of interest. In an interview with the Guardian, Thompson said he thinks many figures in the crypto industry have been unfairly punished in the past, and he welcomes Trump's enthusiasm for the industry, including his pardon in October of Changpeng Zhao, the former CEO of crypto platform Binance, who had pleaded guilty to violating anti-money-laundering laws for failing to report suspicious transactions with organizations such as al-Qaida. Thompson is familiar with how quickly fortunes can change in the cryptocurrency industry. In February, he debuted Tracy AI, an automated sportscasting platform, and served as its chief content officer and lead adviser. The startup already appears defunct: its website no longer functions, and the company has published instructions on how to transfer $TRACY, the platform's crypto token, into other major crypto denominations. ![Tristan Thompson at All Star Tracy AI in San Francisco, California.](https://i.guim.co.uk/img/media/a3faaf415ee1c3f39a1b7e0cfd32352751dd993f/0_0_3648_4032/master/3648.jpg?width=445&dpr=1&s=none&crop=none) Additional celebrity activity in the crypto sector may come through two paths, said Duca, the crypto-taxation entrepreneur. More buttoned-up ventures, such as companies working in stablecoins, a kind of cryptocurrency pegged to a more stable asset like the dollar, may launch ad campaigns with well-regarded brand ambassadors, similar to Jennifer Garner's deal with Capital One, he theorized. Duca also foresees celebrities tying up with prediction markets like Polymarket or Kalshi, especially sports stars, whose followers may use gambling platforms like DraftKings. Prediction-market sites have "so much cash", and already have endorsements in play with tech figures, he added. Thompson's upcoming venture, Basketball.fun, is a crypto-inflected hybrid of DraftKings and Polymarket that is slated to launch early next year. In Thompson's words, the company will "be a disruptor to traditional gambling" by adding a "prediction market component, because obviously, right now, the prediction market is going crazy". The platform will use a fantasy league-type user experience as its foundation, minting a meme coin assigned to every player in the NBA, and allowing users on the platform to determine the value of the player by trading those currencies, rather than using the weighted scores companies like ESPN and FanDuel assign to a player. The Polymarket-esque prediction market component lets users set their predictions on the future value of players' coins. In aggregate, Thompson thinks these efforts can help dis-intermediate the current sports-watching experience, refracted through broadcast networks. Speaking to the Guardian the same morning, Chauncey Billups, a former NBA star, was arrested for his alleged role in an illegal gambling scheme – while several insider gambling investigations are ongoing in the NBA and Major League Baseball – Thompson emphasized that NBA players and other sports professionals should not bet on their own games. At the same time, he criticized sports networks' prominent display of betting products during broadcasts. "Why can't we challenge [the networks] and give the people an opportunity to be in control and take back their rights?" he asked. Thompson, who recorded a special episode of his podcast from the White House in July, said his affinity for the Trump presidency goes beyond their shared passion for crypto: "I stand by what President Trump's about," he said. He cited the Trump administration's slate of tariffs as one path towards empowerment, and pointed to the economies of Israel, Russia, and Dubai as ones where "they [successfully] keep money circulating within the country" to generate wealth. "I believe President Trump is trying to do it when he says, 'make America great again'," said Thompson, who was born in Canada and became a US citizen in 2020. "And I think what he's trying to do, it's very similar to how it was when the early settlers came around, where the money was circulating [internally]. That's when America was at its peak … there was so much money being made, so he's trying to just bring that back. History repeats itself."]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>celebrity</category> <category>crypto</category> <category>trump</category> <category>memecoin</category> <category>regulation</category> <enclosure url="https://i.guim.co.uk/img/media/a9675fcabf6eb3bc00e37bd8310c92ee0f7301b0/235_0_3321_2658/master/3321.jpg?width=1200&height=630&quality=85&auto=format&fit=crop&precrop=40:21,offset-x50,offset-y0&overlay-align=bottom%2Cleft&overlay-width=100p&overlay-base64=L2ltZy9zdGF0aWMvb3ZlcmxheXMvdGctZGVmYXVsdC5wbmc&enable=upscale&s=5f56274a81d63da96153ee76d7eaa2d3" length="0" type="image/jpg"/> </item> <item> <title><![CDATA[XRP's 3-Day RSI Hits Historic Lows: Is a 580% Rally Imminent?]]></title> <link>https://www.bitcointoday.app/article/xrps-3-day-rsi-hits-historic-lows-is-a-580-rally-imminent</link> <guid>xrps-3-day-rsi-hits-historic-lows-is-a-580-rally-imminent</guid> <pubDate>Sat, 13 Dec 2025 21:01:09 GMT</pubDate> <description><![CDATA[XRP (CRYPTO: XRP) has just flashed a familiar technical signal on the charts that could signal a major price movement. The 3-day Relative Strength Index (RSI) has dropped to its lowest level since late 2024, matching the exact extreme reading that triggered last year's massive rally. Back in November 2024, XRP's 3-day RSI bottomed around 39 before the coin surged from $0.50 to $3.40—marking a **580% gain** by January 2025. The same 3-day RSI patterns are showing up again, with XRP's latest 3-day candle closing with the RSI crossing its signal line, creating an identical bullish structure that triggered the November 2024 breakout. ![Charts of financial instruments with various type of indicators including volume analysis for professional technical analysis on the monitor of a computer](https://247wallst.com/wp-content/uploads/2025/12/shutterstock-279995282-huge-licensed-scaled.jpg) ## What the 3-Day RSI Means The 3-day RSI is the Relative Strength Index calculated on a 3-day chart, which smooths out daily price noise. The RSI is a 0-100 momentum indicator where readings below 30 mean **oversold conditions** (bearish exhaustion has set in) and readings above 70 mean **overbought conditions** (buying may be overdone). When a 3-day RSI drops this low, it suggests XRP has become deeply oversold on that timeframe. This condition often sets up a strong bounce as sellers run out of steam and buyers step in. ## Current RSI Setup vs November 2024 ![Technical price graph and indicator, red and green candlestick chart on blue theme screen, market volatility, up and down trend. Stock trading, crypto currency background.](https://247wallst.com/wp-content/uploads/2024/03/shutterstock-2159962175-huge-licensed-1-scaled.jpg) XRP's current 3-day RSI has dropped to its lowest reading since November 2024. Since the July 2025 peak at $3.66, the 3-day RSI has declined to approximately 39—the lowest in over a year. When the RSI hit 39 in November 2024, XRP jumped roughly 580% from $0.50 to $3.40 by January 2025. Analysts see a close match between the current setup and that pattern. This RSI signal has proven reliable across multiple timeframes—appearing in April, June, and November 2024, with each instance triggering a major rally. ## Five Technical Indicators Pointing to a Bullish Setup ![Bitcoin and cryptocurrency investing concept. Cryptocurrency golden coin with gold ripple symbol. Rise and fall charts of alt coins.](https://247wallst.com/wp-content/uploads/2024/03/shutterstock-2144475293-huge-licensed-scaled.jpg) Several technical indicators on the XRP price chart are flashing bullish signals. Here are the key patterns traders are watching: ### 3-Day RSI at Multi-Month Lows XRP's 3-day RSI has dropped near 39, matching its lowest reading since November 2024. Historical price action shows that this oversold condition marked a turning point. When the 3-day RSI hit this low last year, XRP quickly reversed into a parabolic rally. ### Recurring 3-Day RSI Bull Crossover Traders have spotted a recurring chart pattern on XRP's 3-day chart. In early December 2025, XRP closed a 3-day candle above key resistance while its RSI crossed above its moving average. This exact setup also occurred in November 2024, April 2025, and June 2025—each time right before a significant rally. ### Weekly RSI Golden Cross On the weekly chart, crypto analyst Dark Defender points out that XRP just formed a rare weekly RSI golden cross. This happens when the 14-week RSI rises above its 34-week moving average. That same RSI cross first appeared on November 4, 2024, right before XRP's 500%+ surge into early 2025. ### Bullish Chart Patterns: Double Bottom & Divergence Longer-term charts are showing classic bull signals too. Analysts note a double-bottom formation with hidden bullish divergence on XRP's weekly chart. Price formed two similar lows, while the RSI made higher lows. This out-of-phase pattern often signals an incoming breakout. ### Volatility Breakout Squeeze XRP has been consolidating for approximately 32 weeks, with volatility dropping dramatically. The Bollinger Bands are now at their tightest in over eight months, and this kind of volatility squeeze usually comes right before sharp moves in either direction. ## XRP Price Prediction: Late 2025 Through Early 2026 Despite this technical backdrop pointing higher, XRP's price could still move in different directions. Here are three possible scenarios for the XRP price heading into 2026: ### Bullish Prediction The optimistic path sees XRP reclaiming and exceeding prior highs. A decisive break above $3.33, the January 2025 peak, would open the path to $5.85—the 261.8% Fibonacci extension level. Analysts project even higher targets in a strong crypto bull market. This scenario places XRP around $8, while extreme technical analysis points to upside toward $15. Under favorable conditions—sustained ETF demand, expanding institutional adoption, and stable macro conditions—XRP could enter the mid- to high-single-digit range by early 2026. ### Base Prediction The middle-ground view sees XRP consolidating with modest gains. XRP could trade in a $2-$4 range into late 2025, gradually testing key resistance around $2.70-$3.30. A relief rally might lift XRP into the low single digits when broader crypto markets rise. ### Bearish Prediction The downside view assumes XRP fails to break higher. Adverse U.S. policy or a broader crypto selloff could push XRP back toward last year's lows around $1.60-$2.00. If support near $2 breaks, XRP could slide into the mid-$1 range.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>xrp</category> <category>rsi</category> <category>technicalanalysis</category> <category>cryptocurrency</category> <category>trading</category> <enclosure url="https://247wallst.com/wp-content/uploads/2025/12/shutterstock-1974453161-huge-licensed-scaled.jpg" length="0" type="image/jpg"/> </item> <item> <title><![CDATA[XRP vs. Cardano: Which High-Risk Crypto Holds More Potential in 2025?]]></title> <link>https://www.bitcointoday.app/article/xrp-vs-cardano-which-high-risk-crypto-holds-more-potential-in-2025</link> <guid>xrp-vs-cardano-which-high-risk-crypto-holds-more-potential-in-2025</guid> <pubDate>Sat, 13 Dec 2025 15:01:27 GMT</pubDate> <description><![CDATA[Most investors aren't looking for cryptoassets to buy so that they can feel the thrill of risk, yet that's exactly what many end up experiencing. On that note, it's pretty easy to take on more risk than intended, even if you're sticking to mainstream cryptocurrencies like **XRP** and **Cardano**. So if you're trying to decide which form of risk you actually want to own, it's worth taking a look under the hood with these two assets. ![Investors watching a presentation around a table](https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F846421%2Finvestors-watch-a-presentation-around-a-table.jpg&w=3840&op=resize) ## XRP is a Fintech Platform Rather Than a Concentrated Bet The **XRP Ledger (XRPL)** was originally designed by its issuer, Ripple, to make cross-border money transfers cheaper and faster than legacy payment networks such as SWIFT. Ripple's current cross-border solution routes both stablecoins and XRP across the ledger, with ample on and off ramps back into local currencies for banks and fintechs. At today's market cap of roughly $120 billion, XRP is a large-cap crypto asset with a deep existing holder base. That scale doesn't make it resistant to downturns or even collapses, but it does mean that there's already a substantial amount of capital committed to the network. Ripple has also spent the past couple of years broadening XRP's economic base to make it a more attractive tool for **financial institutions** to use in their backend workflows. The company launched a U.S. dollar stablecoin in late 2024 and its market cap already exceeds $1 billion, making it one of the larger dollar-pegged coins available. The stablecoin is being stitched directly into the Ripple Payments service so that institutions can use it for cross-border settlements and treasury operations rather than holding working capital balances at multiple correspondent banks in each jurisdiction where they do business. There's also an ongoing pilot program testing it in a real-world payment processing situation for a major credit card provider. But XRP still carries a lot of risk. Despite its institutional proclivities, it's exposed to crypto market cycles, potential policy reversals, and the chance that banks decide stablecoin-based systems are more trouble than they are worth. And it's far from the only fintech platform that's vying for a share of the capital that the banks have on hand. ## Cardano is Chasing AI-Native Payments **Cardano**, in contrast to XRP, is a general-purpose smart contract chain that is not leading in any of today's dominant narratives. Its decentralized finance (DeFi) activity and app ecosystem lag far behind the leading chains, with a modest number of active decentralized applications and a relatively small pool of capital in its protocols. And, with a market cap of about $15 billion, Cardano is an order of magnitude smaller than XRP, which could imply that it will grow more proportionally—or that it will be more volatile and experience more downside. That smaller base, combined with a slower-growing ecosystem, increases the pressure for a big, new catalyst. The chain's new integration with the **x402 payment standard** is exactly that kind of swing. If you aren't familiar, x402 is a way for websites to request payment directly in a user's web browser in response to attempting to access specific content or data, all without an account or any signups needed. It is designed to let clients, including artificial intelligence (AI) agents, send highly convenient and instant stablecoin-based payments over the web. If Cardano's x402 gambit pays off, theoretically it would enable a kind of **AI-native economy** built on continuous micropayments that would be settled using Cardano, which could boost the demand for the coin by quite a bit. More on-chain commerce would mean more fees, demand for ADA coins as a staking and governance asset, and reasons for developers to build Cardano-native services that plug into the x402 flow. The catch is that almost all of this is speculative. Nothing guarantees that Cardano will be the main place where AI agents choose to pay. The chain also still needs to prove that it can attract and retain enough developers to turn the x402 integration into real applications, not just a roadmap. So while x402 gives ADA a fresh story and genuine upside, it also concentrates a lot of its forward-looking investment thesis into one emerging standard that may or may not catch on in the way advocates hope. And, in light of everything else about Cardano, that's what makes it a much riskier coin to buy now. If it manages to gain significant traction, that might change, but for now, it's probably better to avoid buying it, as it's simply too much risk to take on for an uncertain reward.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>xrp</category> <category>cardano</category> <category>cryptocurrency</category> <category>risk</category> <category>ai</category> <enclosure url="https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F846421%2Finvestors-watch-a-presentation-around-a-table.jpg&w=1200&op=resize" length="0" type="image//image/"/> </item> <item> <title><![CDATA[Will Bitcoin Crash to $10,000? MicroStrategy's Fate Hangs on Nasdaq and MSCI Decisions]]></title> <link>https://www.bitcointoday.app/article/will-bitcoin-crash-to-10-000-microstrategys-fate-hangs-on-nasdaq-and-msci-decisions</link> <guid>will-bitcoin-crash-to-10-000-microstrategys-fate-hangs-on-nasdaq-and-msci-decisions</guid> <pubDate>Fri, 12 Dec 2025 15:01:08 GMT</pubDate> <description><![CDATA[**MicroStrategy** (MSTR) shares dipped on Thursday ahead of a potentially pivotal moment for the bitcoin-holding company. The Nasdaq is set to announce annual changes to the Nasdaq 100 index, tracked by the Invesco QQQ Trust (QQQ) with over $400 billion invested. This reconstitution comes as MSCI considers excluding companies whose primary business is acquiring bitcoin or other cryptocurrencies, which could oust MSTR stock from its indices. The bitcoin price has climbed over the past 24 hours, possibly buoyed by Federal Reserve Chairman Jerome Powell's dovish signals on Wednesday. MicroStrategy pared deep losses after **Robinhood's** (HOOD) monthly metrics indicated lower crypto trading activity, weighing on the sector. ## MSCI and Nasdaq 100 Criteria Nasdaq added MicroStrategy to the Nasdaq 100 a year ago, with no indication of reconsideration. However, the Nasdaq 100 excludes financial firms, and MicroStrategy, in arguing for its place in MSCI indices, described operations similar to a financial firm. If Nasdaq reviews MicroStrategy's status, the annual adjustment might be the time to announce it. In a letter to the MSCI Equity Index Committee, Executive Chairman Michael Saylor and CEO Phong Le argued that MicroStrategy merits inclusion because it isn't just a passive bitcoin accumulator but an operating company selling unique "digital credit instruments," using proceeds to buy bitcoin. They wrote that its business model, capturing the spread between capital cost and asset return, "is comparable to the centuries-old business models of banks and insurance companies." MSCI said in September it would consult on treating companies funding digital asset purchases. On Oct. 10, it considered a rule excluding companies with at least 50% of assets in digital assets, noting similarities to investment funds. A decision is expected by Jan. 15. Nasdaq hasn't commented on MSTR's eligibility ahead of the annual reconstitution. JPMorgan raised the possibility that other index operators could follow MSCI if it ousts MicroStrategy. ## MicroStrategy Capitalizes on Passive-Fund Demand Saylor and Le highlighted JPMorgan research that MicroStrategy could have "up to $2.8 billion of its stock liquidated" if MSCI drops MSTR. JPMorgan estimates about $8.8 billion of MicroStrategy's $50 billion market cap is held by passive index funds tracking Nasdaq 100, MSCI, Russell, and CRSP indexes, including $1.7 billion from Nasdaq 100 funds. For most companies, issuing common stock shouldn't affect valuation, but for firms like MicroStrategy using shares to buy bitcoin, they can grow market cap, increasing index weight and compelling passive funds to buy more shares. Potentially, there's no limit to MicroStrategy's index weighting if Saylor executes his plan: "We are going to buy all of it," he said this week. ## Bitcoin Price Impact Without passive fund support, MicroStrategy might hit limits on crypto purchases, especially as it shifts to funding buys primarily with stock instead of high-interest preferred stock. This move comes amid concerns over convertible bond and preferred stock obligations possibly leading to bitcoin sales. Anything restraining MicroStrategy's bitcoin buying is negative for the price, according to Saylor. At a Middle East bitcoin conference, he said, "bitcoin would probably be trading at $10,000 a coin right now" without MicroStrategy's accumulation. Saylor and Le note MicroStrategy "has at times traded at multiples higher" than its bitcoin holdings, proving investors value their "financial acumen." However, MicroStrategy has shed most of its premium, with an enterprise value about 114% of bitcoin holdings. Exclusion from MSCI could further erase the premium. If MSTR stock moves with bitcoin, it might dampen trading volume, making it harder to issue shares for more bitcoin buys. They also see MSCI's 50% threshold as unworkable, as a bitcoin price jump could push companies over it, compelling sales. ## MSCI vs. Trump MicroStrategy's letter asserts MSCI's proposal "would undermine the federal government's goal of promoting digital assets while stifling innovation, impeding economic development and harming national security." They write that the Trump administration aims to facilitate digital asset investment for pension and 401(k) plans, but MSCI's proposal would deny access, moving billions away and undermining key goals. ## MSTR Stock and Bitcoin Price Bitcoin briefly joined a gold and silver rally on Wednesday, topping $94,000 on Powell's dovish comments, but couldn't hold gains, possibly pulling back with Robinhood. After trading around $90,000 on Thursday, bitcoin bounced to $92,370 by early Friday. MSTR stock dived 6% Thursday morning but finished 0.7% lower at 183.30. MicroStrategy is down 60% from its 52-week high and 55% since joining the Nasdaq 100. Robinhood and **Coinbase** (COIN), not in the Nasdaq 100 as financial firms, fell 9% and 2.2%, respectively.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>microstrategy</category> <category>bitcoin</category> <category>nasdaq</category> <category>msci</category> <category>crypto</category> <enclosure url="https://www.investors.com/wp-content/uploads/2025/11/Stock-strategy-BitcoinMrkt-adobe.jpg" length="0" type="image/jpg"/> </item> <item> <title><![CDATA[Against All Odds: Solo Bitcoin Miner Hits $282K Jackpot in 1-in-30,000 Victory]]></title> <link>https://www.bitcointoday.app/article/against-all-odds-solo-bitcoin-miner-hits-282k-jackpot-in-1-in-30-000-victory</link> <guid>against-all-odds-solo-bitcoin-miner-hits-282k-jackpot-in-1-in-30-000-victory</guid> <pubDate>Fri, 12 Dec 2025 21:01:09 GMT</pubDate> <description><![CDATA[## A Solo Miner's Remarkable Achievement A solo Bitcoin miner has achieved what many consider nearly impossible in today's competitive mining landscape—winning a full block reward worth approximately **$282,000** (3.13 BTC) on Thursday. This remarkable feat was accomplished with odds of about **1 in 30,000**, according to the administrator of the Solo CKPool service used by the miner. ## The Solo CKPool Advantage The successful miner, identified only by the pseudonym "1Ng9~VoQz" with 270TH of mining power, utilized **Solo CKPool**—a specialized service designed specifically to help individual miners compete against massive mining pools. When using this service, miners pay a **2% fee** (about 0.062 BTC or $5,734 in this case) upon winning a block, but they avoid the substantial overhead costs associated with running full-scale, expensive Bitcoin mining operations. ## The Growing Challenge of Solo Mining This victory represents the **fourth solo block win in just three weeks** for Solo CKPool-powered miners, though prior to this recent streak, the last successful solo block dated back to September. To date, Solo CKPool miners have collectively earned **5,553 BTC** through their efforts—a staggering total of approximately **$511 million** at current prices. However, experts emphasize that **solo mining "is like playing the lottery"** in today's environment. This comparison becomes increasingly apt as Bitcoin's **hashrate continues its relentless upward trajectory**. The network's computational power now averages more than **1 ZH/S** in the last 24 hours, a significant increase from approximately **736 EH/S** on the same day last year. ## The Shifting Economics of Bitcoin Mining As the economics of Bitcoin mining evolve, some publicly traded mining companies are redirecting their focus toward powering the **artificial intelligence boom**. In November, Bitfarms announced it would wind down its Bitcoin mining operation after sustaining a **$46 million loss**, opting instead to provide computing resources for the burgeoning AI industry. ## Current Market Context Bitcoin's price remains relatively stable, recently trading at **$90,062** with minimal movement over the past 24 hours. This solo miner's success story emerges against a backdrop where individual miners face increasingly daunting odds, yet still occasionally achieve remarkable victories that capture the imagination of the cryptocurrency community.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>bitcoin</category> <category>mining</category> <category>solo</category> <category>blockreward</category> <category>cryptocurrency</category> <enclosure url="https://cdn.decrypt.co/resize/1024/height/512/wp-content/uploads/2025/09/bitcoin-miners-decrypt-style-01-gID_7.jpg" length="0" type="image/jpg"/> </item> <item> <title><![CDATA[Unlock Millionaire Potential: How This $3 Crypto Stock is Pivoting to AI for Explosive Growth]]></title> <link>https://www.bitcointoday.app/article/unlock-millionaire-potential-how-this-3-crypto-stock-is-pivoting-to-ai-for-explosive-growth</link> <guid>unlock-millionaire-potential-how-this-3-crypto-stock-is-pivoting-to-ai-for-explosive-growth</guid> <pubDate>Fri, 12 Dec 2025 08:01:10 GMT</pubDate> <description><![CDATA[Some of the best growth stocks began as penny stocks, and uncovering small-cap companies can lead to substantial gains. If you're looking to invest just $3 in a promising opportunity, **Hive Digital Technologies** (HIVE) should be on your radar. It's a crypto miner that has recently shifted focus to AI infrastructure. Investors who feel they missed out on **IREN** and **Cipher Mining** (CIFR) might find a ground-floor entry with this stock. ## Hive Digital Technologies is Expanding Its Mining Capacity ![bitcoin wallet](https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F843925%2Fgettyimages-2192542048-1200x675-128554e.jpg&w=3840&op=resize) Image source: Getty Images A crypto miner's hash rate is a crucial metric that affects how much **Bitcoin** (BTC) it can mine. A higher hash rate means more revenue and profits. Hive Digital Technologies achieved an average mining capacity of 5.7 exahash per second (EH/s) in January. The company has built up its operations, reaching an average of 23.5 EH/s, with peaks like 25.4 EH/s in November. This increase in EH/s allowed Hive Digital Technologies to nearly triple its **Bitcoin** production year-over-year, mining 290 Bitcoins in November. The company is producing significantly more Bitcoin and is well-positioned for a crypto rally, with plans to continue expanding its EH/s in 2026. ## AI Compute Demand is Surging Currently, Hive Digital Technologies is more of a crypto stock, with crypto making up over 90% of its revenue. This segment quadrupled year-over-year in Q3. However, the pivot to AI is gaining momentum. Its high-performance computing segment, focused on AI, saw revenue jump by 175% year-over-year in Q3. Hive Digital Technologies has **Bell Canada Enterprises** (BCE) as an AI infrastructure client. The company's executives are prioritizing AI in 2026 and have a strong balance sheet to support further investments, with $136.7 million in total current assets and only $53.6 million in total current liabilities. *Marc Guberti has positions in Cipher Mining, Hive Digital Technologies, and Iren. The Motley Fool has positions in and recommends Bitcoin. The Motley Fool has a disclosure policy.*]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>hive</category> <category>bitcoin</category> <category>ai</category> <category>mining</category> <category>stocks</category> <enclosure url="https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F843925%2Fgettyimages-2192542048-1200x675-128554e.jpg&w=1200&op=resize" length="0" type="image//image/"/> </item> <item> <title><![CDATA[Is XRP the Ultimate Bargain Crypto? Discover Why This $2 Token Could Skyrocket!]]></title> <link>https://www.bitcointoday.app/article/is-xrp-the-ultimate-bargain-crypto-discover-why-this-2-token-could-skyrocket</link> <guid>is-xrp-the-ultimate-bargain-crypto-discover-why-this-2-token-could-skyrocket</guid> <pubDate>Thu, 11 Dec 2025 15:01:09 GMT</pubDate> <description><![CDATA[If you're looking to put $100 to work in the crypto market right now, you might be experiencing a case of sticker shock. **Bitcoin**, despite its recent slump, is still trading close to $100,000. **Ethereum** is still trading above $3,000. And highfliers like **Solana** are still trading well above $100. But not to worry, there's one bargain-priced cryptocurrency out there that's worth a closer look: **XRP**. Currently trading for just $2, XRP is an intriguing high-risk, high-reward crypto investment opportunity. ## How High Can XRP Go? Within the near term, XRP has the ability to double in price. Earlier this year, XRP traded as high as $3.65, and it's not out of the question that it could soon make a run at its all-time high of $3.84. If anything, that's a conservative estimate of just how high XRP might go over the next 12 to 24 months. According to Standard Chartered, XRP could be worth as much as $12.50 by 2028. ![XRP Stock Quote](https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Fart%2Fcompanylogos%2Fmark%2FXRP.png&w=128&op=resize) That might sound like pie-in-the-sky thinking, but it's actually based on the rising pace of institutional adoption for XRP. Known as "the banker's coin," XRP is primarily a bridge currency used to make efficient, low-cost, and extremely fast cross-border payments. At one time, it was primarily individuals making these cross-border payments. They were sending money to family or friends abroad. For good reason, **Western Union** was among the early partners of Ripple, the company behind the XRP token. However, it's now Wall Street banks and global financial institutions that are increasingly embracing XRP as a means to facilitate seamless cross-border money transfers. Blockchain technology has proven its worth as a means to transfer money globally quickly and efficiently, and XRP is at the forefront of this change. ![Young investor in blouse looking at smartphone in shock.](https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F846058%2Fshocked-investor-with-smartphone.jpg&w=3840&op=resize) That's why price targets for XRP range as high as $100. These price targets are based on a view of the world in which the XRP blockchain ledger becomes the backbone of the modern financial system. In theory, this should lead to increased demand for the XRP token, which should push up its price over time. Granted, the hype and buzz surrounding XRP has a tendency to get out of control. After all, in more than a decade, XRP has never once traded higher than a price of $4. So it's best to take $100 price targets with a grain of salt. ## How to Deploy $100 in XRP? Prior to 2025, options for getting exposure to XRP were relatively limited. Investors typically had to sign up for an account with a major cryptocurrency exchange and then buy XRP in the spot crypto market. But even that was challenging at times. After the SEC filed a lawsuit against Ripple in 2020, some U.S.-based cryptocurrency exchanges opted not to list the XRP token for trading out of an abundance of caution. However, in August of this year, this SEC lawsuit against Ripple finally came to an end. Then, in November, a handful of new spot XRP exchange-traded funds (ETFs) launched. All of these ETFs do only one thing: buy and hold XRP. So, by purchasing these ETFs, investors are getting 1:1 exposure to the price action of XRP. And they can do so via a regular brokerage account with the full blessing of U.S. regulators. ![XRP Stock Quote](https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Fart%2Fcompanylogos%2Fmark%2FXRP.png&w=128&op=resize) As a result, investors now have options for buying XRP. Instead of picking up 50 XRP tokens in the spot crypto market, they could, for example, use that $100 to buy five shares of the **Bitwise XRP ETF**. Or, they could just as easily buy spot XRP ETFs from the likes of Grayscale, Canary Capital, or 21Shares. By 2026, several more spot XRP ETFs are expected to start trading as well. ## Final Caveats for XRP Investors That being said, investing in XRP via an ETF does not remove all risk from the equation. XRP remains a volatile and highly speculative cryptocurrency. XRP is trading at a bargain price of $2 for a reason. It's coming off a bruising five-year legal battle with the SEC. It's facing new competition from stablecoins, which are digital currencies pegged 1:1 to the U.S. dollar. And it's dealing with the rise of new high-speed blockchains promising even faster and cheaper cross-border transfers. That being said, a relatively modest investment could go a long way with XRP. If this high-risk, high-reward cryptocurrency ever delivers on its early promise, it could be the sort of home run investment that completely transforms a portfolio.]]></description> <author>contact@bitcointoday.app (BitcoinToday.app)</author> <category>xrp</category> <category>cryptocurrency</category> <category>investment</category> <category>etfs</category> <category>blockchain</category> <enclosure url="https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F846058%2Fshocked-investor-with-smartphone.jpg&w=1200&op=resize" length="0" type="image//image/"/> </item> </channel> </rss>