The short answer: **stuck**. As of late July 2026, the Digital Asset Market Clarity Act (H.R. 3633) has cleared the House and a Senate committee, but it still has no floor vote, no cloture motion, and no date on the calendar.

Senate Majority Leader **John Thune** told reporters he does not expect the bill to reach the floor before the summer recess begins around August 7. His reasoning, per CoinDesk, is that the chamber is first working through federal nominations, then a Russia sanctions bill, legislation now tied to the memory of Senator **Lindsey Graham**, who died in July.

## How Far the Bill Has Come Since July 2025

The CLARITY Act is the most advanced crypto market structure bill in US history. The House passed it on July 17, 2025, by a **294-to-134** margin, with more than 70 Democrats crossing the aisle. The Senate Banking Committee advanced it **15-to-9** on May 14, 2026. On June 1, it landed on the Senate Legislative Calendar as Calendar No. 423, making it eligible for a full floor vote without further committee work.

That's where the momentum ended. Calendar placement is not a vote. Four procedural steps remain: floor debate, a 60-vote cloture threshold, House-Senate reconciliation between differing Banking and Agriculture Committee texts, and a presidential signature.

## The Math Problem: Why 53 Seats Isn't Enough

Republicans hold 53 seats. Passing cloture requires 60 votes, so roughly 7 to 10 Democrats have to sign on. Committee support suggests two: **Ruben Gallego** and **Angela Alsobrooks** are already there. The rest are holding out. In mid-July, Senators **Chris Murphy, Chris Van Hollen**, and **Jeff Merkley** formally opposed the bill after a merged draft dropped an ethics provision that Democrats had made a condition.

## Prediction Markets Have Turned Sour

The betting reflects the drift. Polymarket priced 2026 passage at **28%** on July 30, down from a peak of **82%** in February. Galaxy Digital cut its own estimate to **30%** as talks slid deeper into the Senate calendar. **Brian Gardner**, chief Washington policy strategist at Stifel, said, *"The bill probably needs to get through the Senate by the end of July,"* and missing recess would cause prospects to *"deteriorate materially."*

![Clarity Act Odds](https://www.disruptionbanking.com/wp-content/uploads/2026/07/Clarity-Act-Odds.jpg)

## What a September Delay Actually Costs

Missing the window doesn't kill the bill. It pushes it into a September session crowded by appropriations fights and the November midterms, thin territory for floor time. The cost is real for builders. Dozens of crypto projects have shut down in 2026, with the industry pointing to regulatory uncertainty as a key driver: firms can't plan custody or product roadmaps without knowing which agency holds jurisdiction.

For now, the only guardrail is administrative. The March 17, 2026 joint **SEC-CFTC** guidance classifying 16 digital assets can be rescinded by any future administration without a vote. Only a statute survives that. Watch one thing above all: whether Thune files cloture at all. No filing, no summer vote.

The short answer: stuck. As of late July 2026, the Digital Asset Market Clarity Act (H.R. 3633) has cleared the House and a Senate committee, but it still CLARITY Act update July 2026: H.R. 3633 has cleared the House and Senate Banking but remains stuck with no floor vote or cloture. Here’s where the crypto market structure bill stands right now.

CLARITY Act Stalls in Senate: What It Means for Crypto's Future

## A Record-Breaking Night for New Jersey

The April 29, 2026 Powerball drawing made history in New Jersey, creating **18 second-tier millionaires**—a state record. Among them, 14 won $1 million each, while 4 added the Power Play multiplier to take home $2 million. The $143.4 million jackpot went to tickets sold in Kansas and Indiana, but the Garden State's story is one for the books.

## The Dream That Started It All

One winner's journey is as surreal as it gets. They claimed to have a **vivid dream** where they saw the winning numbers clearly. Acting on instinct, they bought a ticket the next morning—but it didn't win. Disappointed, they tossed the slip onto a dresser and forgot about it.

Six months later, while tidying up, the slip fell out. "Something just told me to try those numbers one more time," they said. That second try turned into a **$1 million prize**.

## Why So Many Winners at Once?

Lottery officials attribute the unusually high number of second-tier winners to a common player habit: many people choose numbers in a **vertical column** on their play slips. This pattern can synchronize bets, leading to multiple winners when those numbers hit. The winning numbers were 03, 19, 35, 51, 67, with Powerball 15 and a 2x multiplier.

## Unclaimed Prizes and the Clock Ticks

As of June 1, 2026, **15 of the 18 winning tickets** have been claimed, leaving 3 $1 million prizes unclaimed. Winners have exactly one year from the drawing date to step forward, with the deadline set for **April 29, 2027**. James A. Carey, Executive Director of the New Jersey Lottery, said, "We can't wait to meet our final three millionaires and hear their stories."

This story is a reminder that luck can strike in the most unexpected ways—even from a forgotten slip of paper.

New Jersey set a Powerball record with 18 million-dollar winners as one dream-inspired ticket claimed $1 million after months.

Dream Numbers, Dresser Discovery: How a Forgotten Slip Turned into a $1M Powerball Win

**Zhibao Technology Inc.** (NASDAQ: ZBAO), a leading InsurTech company in China, has announced a groundbreaking **$154.7 million private investment in public equity (PIPE)** financing that will be paid entirely in **Bitcoin**. This move underscores the growing trend of companies adopting **Bitcoin as a treasury asset**.

### Key Highlights of the Transaction

- **PIPE Securities Structure:** The company will issue **442 million units**, each consisting of one Class A ordinary share and a warrant to purchase an additional share at $0.35, exercisable for two years.
- **Bitcoin Consideration:** The purchase price of $0.35 per unit totals **$154.7 million**, to be paid with **2,380 Bitcoins**, valued at $65,000 per Bitcoin based on market prices as of July 30, 2026.
- **Closing Conditions:** The deal is expected to close within 12 business days, subject to regulatory approvals, Nasdaq compliance, and other customary conditions.
- **Board & Governance Reorganization:** Upon closing, the board will be reduced to five members, with four new directors designated by investors, and a new CEO and CFO appointed. Current Chairman and CEO **Botao Ma** will remain on the board.

### Participating Investors

The private placement includes a diverse group of institutional and individual investors, such as **METAVERSE INTELLIGENCE TECH LTD**, **DYT INFO PTE. LTD.**, **YY TECH INC**, and others.

### Use of Proceeds

Proceeds will be used for:
- General expenditure and business development
- Research and development, including **AI implementations** for its InsurTech model
- Furthering the company's **Digital Asset Reserve strategy**, focusing on Bitcoin as a treasury asset

### About Zhibao Technology

Zhibao Technology is a pioneer in **2B2C digital embedded insurance** in China. It launched the first digital insurance brokerage platform in 2020, powered by its proprietary **PaaS**. The company has developed over 40 proprietary digital insurance solutions across industries like travel, sports, logistics, and e-commerce, leveraging big data and AI.

### Forward-Looking Statements

This press release contains forward-looking statements subject to risks and uncertainties. Actual results may differ materially from expectations. The company undertakes no obligation to update these statements.

For more information, visit [ir.zhibao-tech.com](https://ir.zhibao-tech.com).

Shanghai, China--(Newsfile Corp. - July 31, 2026) - Zhibao Technology Inc. (NASDAQ: ZBAO) (&quot;Zhibao,&quot; &quot;we,&quot; or the &quot;Company&quot;), a leading...

Zhibao Technology Embraces Bitcoin: $154.7M PIPE Deal Paid in BTC Signals Crypto Treasury Trend

A EuroMillions ticket worth **£177,547.30** (roughly €200,000) bought in Watford, just north-west of London, for the **January 16, 2026, draw** was never claimed before the UK’s **180-day cutoff** at midnight on July 15. With no valid claim filed, the still-unknown winner has permanently missed out, and the prize will now be routed into **National Lottery-funded Good Causes projects**.

## Key Takeaways
- **Allwyn confirmed** a £177,547.30 EuroMillions prize expired after the July 15, 2026 deadline.
- **National Lottery Good Causes** gains £177,547.30, adding to roughly **£33M raised weekly**.
- **EuroMillions rules** stay firm after 180 days, with unclaimed prizes redirected to community projects.

Somebody who bought a EuroMillions ticket in Watford is now walking around without **£177,547.30** they could have collected. The ticket matched **five main numbers plus one Lucky Star** in the 1/16/2026 draw, but the UK’s **180-day claim window** closed at midnight on 7/15/2026 with no valid claim. That means the prize is gone for good, and the money will be redirected into National Lottery-funded “Good Causes” projects. “Despite widespread coverage urging people to check their tickets, the EuroMillions ticket-holder failed to claim their prize before the deadline and has unfortunately missed out on this life-changing win,” Allwyn senior winners’ advisor **Andy Carter** said.

## A forgotten fortune: the ticket that never surfaced
If you spend your days around apps and alerts, it is hard to accept how analog a big loss can still be. A single EuroMillions ticket bought in Watford quietly expired after sitting unclaimed for nearly 6 months. The prize was worth **£177,547.30**, a real, bankable sum that now belongs to someone who will never be able to collect it.

The winning play came from the draw on **January 16, 2026**. The ticket matched **5 main numbers plus 1 Lucky Star**, narrowly missing the full combination needed for the jackpot, but still landing in the kind of payout category most of us would remember for life.

## The deadline was real, and the clock ran out
UK rules give EuroMillions winners a **180-day window** to claim. For this draw, the cutoff hit at midnight on **July 15, 2026**, and that was that. The winner never came forward, meaning the money is now permanently lost to the ticket-holder.

In the final week, Andy Carter went public with a last appeal: “Time is now running out for this mystery winner.” He added, “Our priority is making sure this prize reaches its rightful owner before the deadline passes and this incredible opportunity is lost forever.” The plea did not change the outcome.

## What the winning numbers tell you about verification
The exact combination is known: **5, 17, 24, 29, 50**, with **Lucky Stars 5 and 10**. That detail matters because it underlines the system’s core constraint: validation is binary. Either a legitimate ticket is presented, or nothing moves, even when the numbers are sitting in plain sight.

It is a reminder, too, that “lost” can be literal. No identity has been released for the ticket-holder, and nobody has explained why they did not check—whether it was a paper slip in a wallet or a forgotten purchase.

## Where the money goes next
Because no claim was filed, the **£177,547.30** will now be donated to National Lottery-funded community “Good Causes” projects, adding to roughly **£33 million raised each week** for those efforts. Carter has said the National Lottery has raised over **£53 billion** for good causes since launch, with examples in and around Watford that include Cassiobury Park, Electric Umbrella and Random Cafe.

The same January 16 draw had its own odd contrast: it created **10 UK Millionaire Maker winners** at £1 million apiece, while the £66 million jackpot rolled over because nobody matched all 7 numbers.

A £177,547 EuroMillions ticket expired unclaimed after 180 days, sending the prize to National Lottery Good Causes projects.

£177,000 Lottery Prize Expires Unclaimed: A Painful Reminder of What You Could Lose

Bitcoin has edged back above **$65,000**, gaining 0.8% in the last 24 hours, as a massive rally in tech stocks—led by **Microsoft**—lifts overall market sentiment.

**Microsoft (MSFT)** surged **15%** in premarket trading after reporting better-than-expected earnings, driven by its cloud unit growing at the fastest pace in four years. With a market cap over $3 trillion, this is Microsoft's largest single-day gain since the Covid rally of 2020.

The Nasdaq 100 futures jumped **1.5%**, and the broader Nasdaq is up over **2%**, despite **Meta** tumbling **9%** on an earnings miss.

**AI infrastructure stocks** are reversing recent losses: **Micron, Sandisk, Applied Materials, AMD, and Intel** are all up by double-digit percentages.

While crypto remains mostly overlooked by speculative capital, it is seeing a modest benefit. Bitcoin is now back at **$65,000**, up 0.8% over the past day.

*This article was originally published on CoinDesk.*

Nasdaq 100 futures are higher by 1.5%, with Microsoft up 8% in premarket after its cloud unit grew at the fastest pace in four years while it held the line on spending.

Bitcoin Back at $65K as Microsoft's AI Boom Lifts Nasdaq

IBM has announced a major milestone in quantum computing, claiming it has achieved "trusted quantum advantage" with a 70-logical-qubit system. This breakthrough brings the world closer to the day when quantum computers could potentially break Bitcoin's encryption, though experts say that day is still years away.

## What IBM Achieved

IBM's experiment, conducted with researchers at the University of Chicago, completed a computation in about **15 minutes** that would take classical supercomputers an impractical amount of time. The key innovation is a new error-correction technique that allowed the system to run **2,415 logical two-qubit operations** and **468 logical T gates** while reducing error rates to about one-tenth of the physical error rate.

## Why It Matters for Bitcoin

Bitcoin relies on **elliptic curve cryptography (ECC)** for its digital signatures. To break this encryption, a quantum computer would need **thousands of logical qubits** operating fault-tolerantly. IBM's current system uses only 70 logical qubits, so the immediate threat to Bitcoin remains low. However, each incremental advance like this one brings the industry closer to **"Q-Day"** — the day when quantum computers can break current cryptographic standards.

## IBM's Quantum Roadmap

IBM has laid out a clear path toward a large-scale fault-tolerant quantum computer by **2029**. The company has already demonstrated a **120-qubit GHZ "cat state"**, introduced the **Nighthawk processor**, and expanded public access to quantum hardware. This latest milestone is part of a series of steps aimed at scaling up to 200 logical qubits and 100 million quantum operations.

## The Verification Challenge

One of the biggest criticisms of previous quantum advantage claims was the lack of **verification**. IBM's new structured approach allows errors to be detected during computation while preserving the mathematical difficulty of the problem, providing statistical evidence that the result is accurate. This is a crucial step toward building **trust in quantum computers** as they scale.

## What's Next

While this experiment doesn't change Bitcoin's near-term security outlook, it underscores the importance of **post-quantum cryptography** research. The blockchain industry is already exploring solutions like **ZKPoSP (Zero-Knowledge Proofs for Hierarchical Deterministic Wallets)** to protect against future quantum attacks without changing existing wallet addresses.

For now, Bitcoin holders can breathe easy — but the clock is ticking.

The advance reflects IBM’s continued progress toward machines powerful enough to challenge today's cryptography.

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